@font-face{font-family:Inter;src:url('inter-latin.woff2') format('woff2');font-style:normal;font-weight:100 900;font-display:swap}
:root{--nav:#102e4c;--ink:#17344c;--muted:#657789;--blue:#24618e;--paper:#fff;--sky:#eef5fa;--warm:#fff6e7;--gold:#e7a62b;--orange:#f4aa45;--orange-hover:#e79b35;--line:#dfe8ef;--radius:20px;--shadow:0 15px 45px #133b5910;--h1:clamp(34px,3.45vw,50px);--h2:clamp(28px,2.4vw,34px);--h3:21px;--body:16px;--small:13px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:30px}body{margin:0;background:var(--paper);color:var(--ink);font:var(--body)/1.75 Inter,Arial,sans-serif;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,textarea,select,summary{-webkit-tap-highlight-color:transparent;outline-offset:4px}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--gold)}button{cursor:pointer}button:disabled{opacity:.5;cursor:wait}img{max-width:100%;display:block}svg{flex-shrink:0}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:Inter,Arial,sans-serif;color:var(--ink);font-weight:700;line-height:1.2}h1{font-size:var(--h1);letter-spacing:-1.9px;margin-bottom:24px}h2{font-size:var(--h2);letter-spacing:-1.15px;margin-bottom:20px}h3{font-size:var(--h3);letter-spacing:-.45px;margin-bottom:13px}p{font-size:var(--body);line-height:1.75;color:var(--muted);margin-bottom:20px}small,.fine,.summary-note,.field-note{font-size:var(--small);line-height:1.7}small,.fine,.summary-note,.field-note{color:var(--muted)}[hidden]{display:none!important}.eyebrow,.tag,.photo-kicker,.question-label{font-size:11px;letter-spacing:1.3px;font-weight:700;line-height:1.6;color:#99651d;display:block}.btn,.text-link,.product-tool-link,.hero-portal{display:inline-flex;justify-content:center;align-items:center;gap:12px;min-height:51px;padding:14px 21px;border:1px solid var(--orange);border-radius:12px;font-size:14px;font-weight:650;line-height:1.5;text-align:center;background:var(--orange);color:#18344b;box-shadow:0 5px 14px #eaa44616;transition:background .2s,transform .2s,box-shadow .2s}.btn:hover{background:var(--orange-hover);transform:translateY(-2px);box-shadow:0 7px 20px #d9992725}.btn.outline,.btn.white,.text-link,.product-tool-link,.hero-portal{background:#ffffff8c;color:var(--ink);border-color:var(--gold);box-shadow:none}.btn.outline:hover,.btn.white:hover,.text-link:hover,.product-tool-link:hover,.hero-portal:hover{background:var(--warm);transform:translateY(-2px)}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:27px}.sidebar{position:fixed;inset:0 auto 0 0;width:230px;background:var(--nav);color:#dce8f2;padding:28px 20px 22px;display:flex;flex-direction:column;z-index:60;overflow-y:auto}.brand{display:block;color:white;line-height:1}.brand .laubert-logo{width:190px;max-width:100%;height:auto;color:white}.brand-cooperation{display:block;border-top:1px solid #ffffff20;padding-top:13px;margin:16px 3px 20px;font-size:11px;line-height:1.6;color:#a7c0d5}.brand-cooperation span,.brand-cooperation strong{display:block}.brand-cooperation strong{font-size:12px;font-weight:500;color:#d3e2ee}.sidebar nav{display:grid;gap:9px;margin-top:8px}.sidebar nav>a{display:flex;align-items:center;gap:13px;border:1px solid transparent;border-radius:11px;padding:14px 12px;min-height:53px;font-size:14px;line-height:1.5;font-weight:550;color:#bdcedd;transition:.2s}.sidebar nav>a svg{width:22px;height:22px}.sidebar nav>a.active{background:#ffffff0c;border-color:#d5a34896;color:#fff}.sidebar nav>a:hover{color:#fff;background:#ffffff0d}.sidebar-contact{display:none}.sidebar-bottom{margin-top:auto;padding:30px 3px 0;color:#92acc2;font-size:11px;line-height:1.7}.sidebar-bottom>span,.sidebar-bottom>small{display:block;font-size:11px;color:#92acc2}.customer-portal-link{display:flex;align-items:center;gap:10px;padding:15px 0;margin-bottom:12px;border-top:1px solid #ffffff17;border-bottom:1px solid #ffffff17}.customer-portal-link svg{height:23px;width:23px}.customer-portal-link small,.customer-portal-link strong{display:block;font-size:11px;font-weight:500;color:#b7cede}.sidebar-bottom #owner-inbox{display:block;padding:8px 0 15px;color:#afc5d7;font-size:11px}.mobile-header,.bottom-nav,.scrim{display:none}main{margin-left:230px;padding:0 70px 0 35px;max-width:1790px}.topbar{height:80px;display:flex;align-items:center;justify-content:space-between;gap:16px;font-size:12px;color:var(--muted)}.crumb{color:#8d9aa5}.slash{padding:0 10px;color:#bbc5ce}.topbar-actions{display:flex;align-items:center;gap:23px}.topbar-actions>a{display:flex;align-items:center;gap:8px;font-size:13px;font-weight:600;color:#3c607d}.topbar-actions svg{height:17px;width:17px}.online-label{font-size:11px;display:flex;align-items:center;gap:7px}.online-label i,.status-dot{display:inline-block;width:6px;height:6px;background:#62a384;border-radius:50%;flex-shrink:0}.view{animation:page-in .25s ease}.section-heading{margin:0 0 27px;max-width:740px}.section-heading .eyebrow{margin-bottom:13px}.section-heading p{margin:0}.hero{display:grid;grid-template-columns:1.08fr 1fr;background:linear-gradient(125deg,#f2f7fb,#fff9ec);border:1px solid #e7edf1;border-radius:26px;overflow:hidden;isolation:isolate}.hero-content{padding:43px 32px 43px;align-self:center}.hero-content>.eyebrow{display:flex;align-items:center;gap:8px;margin-bottom:23px}.hero h1{font-size:clamp(29px,2.9vw,46px);letter-spacing:-1.5px;line-height:1.24;margin-bottom:24px}.hero h1 span{display:block}.hero h1 span:last-child{color:#9d661e}.hero-content>p{max-width:465px}.hero-lead{font-weight:600;color:#37596f;font-size:18px;margin-bottom:12px}.hero .actions{display:grid;justify-content:start;gap:11px}.hero .actions>.btn{font-size:14px}.hero-caption{display:block;font-size:12px;color:#7c8d9b;margin-top:16px;line-height:1.7}.hero-visual{position:relative;min-height:600px;overflow:hidden}.hero-house{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:29% center}.hero-visual:after{content:'';position:absolute;inset:0;background:linear-gradient(0deg,#153e5620,transparent 60%);pointer-events:none}.visual-note{position:absolute;bottom:25px;left:20px;right:20px;z-index:2;background:#ffffffec;backdrop-filter:blur(10px);border:1px solid #fff;border-radius:15px;padding:15px;display:flex;gap:12px;align-items:center;box-shadow:var(--shadow)}.visual-note-icon{display:grid;place-items:center;width:41px;height:41px;border-radius:50%;background:var(--warm);color:#9d691d;font-size:25px;flex-shrink:0}.visual-note strong{display:block;font-size:14px;color:#244a65}.visual-note div>span{display:block;font-size:11px;color:#6e8798;line-height:1.6;margin-top:3px}.hero-doodle{position:absolute;z-index:1;right:15px;top:20px;width:100px;height:75px;color:#f0bc67;transform:rotate(12deg);opacity:.9}.benefit-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:23px 0 64px}.benefit-strip>div{display:flex;align-items:center;gap:13px;padding:18px 12px;background:#fff;border:1px solid var(--line);border-radius:15px}.benefit-strip>div>span{display:grid;place-items:center;min-width:44px;height:44px;padding:0 5px;font-size:25px;color:#b07827;background:#fff7e8;border-radius:12px;font-weight:500}.benefit-strip>div:first-child>span{font-size:21px}.benefit-strip p{margin:0}.benefit-strip strong{display:block;font-size:13px;color:#274b66;line-height:1.5}.benefit-strip small{display:block;font-size:11px;margin-top:3px}.home-offerings{margin-bottom:65px}.image-offers{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.image-offer{border:1px solid var(--line);border-radius:19px;overflow:hidden;background:#fff;box-shadow:0 8px 25px #19446105;display:flex;flex-direction:column;transition:transform .25s,box-shadow .25s}.offer-image{height:205px;overflow:hidden}.offer-image img{height:100%;width:100%;object-fit:cover;transition:transform .55s}.image-offer:hover{transform:translateY(-5px);box-shadow:0 17px 38px #173b5610}.image-offer:hover img{transform:scale(1.045)}.offer-copy{padding:24px 21px;display:flex;flex-direction:column;flex:1}.photo-kicker{font-size:10px;color:#a47a3b;letter-spacing:.8px;margin-bottom:14px}.offer-copy h3{font-size:20px;overflow-wrap:anywhere;line-height:1.25}.offer-copy p{font-size:14px;line-height:1.75;margin-bottom:24px}.card-action{display:flex;align-items:center;justify-content:space-between;gap:10px;font-size:13px;font-weight:650;color:#335c7c;border-top:1px solid #e6edf2;padding-top:16px;margin-top:auto;line-height:1.6}.card-action b{color:#ac7425;font-size:20px}.home-planning{display:grid;grid-template-columns:1.05fr .95fr;gap:45px;align-items:center;padding:38px;background:var(--sky);border:1px solid #e2edf4;border-radius:25px;margin:0 0 65px}.home-planning h2{margin-top:16px}.planning-option{margin-top:27px}.planning-option+.planning-option{margin-top:30px}.planning-option p{font-size:15px;margin-bottom:18px}.planning-option h3{font-size:var(--h3)}.home-planning-image{position:relative;min-height:460px;background:radial-gradient(ellipse at 50% 35%,#31668f,#123a5e);border-radius:20px;overflow:hidden}.home-planning-image img{position:absolute;inset:0;width:100%;height:100%;object-fit:contain;padding:8px}.logo-cooperation{padding:35px 15px;margin:0 0 65px;text-align:center}.logo-cooperation>h2{margin-top:15px}.cooperation-logo-row{display:grid;grid-template-columns:minmax(0,1fr) 65px minmax(0,1fr);align-items:center;gap:30px;max-width:720px;margin:28px auto}.cooperation-logo-item{display:grid;place-items:center;min-width:0;height:120px;color:#173e65}.cooperation-laubert-logo{width:100%;max-width:245px;height:100px;color:#173e65}.cooperation-logo-item img{width:100%;max-width:240px;height:110px;object-fit:contain}.cooperation-infinity{width:65px;height:50px;color:#b68c49}.logo-cooperation>p{max-width:735px;margin:0 auto 20px}.bank-disclosure{margin:25px auto 0;max-width:1000px;text-align:left;border:1px solid var(--line);border-radius:14px;padding:17px 20px}.bank-disclosure>summary{display:flex;align-items:center;justify-content:space-between;gap:15px;cursor:pointer;font-size:14px;font-weight:600;color:#466c89;list-style:none}.bank-disclosure>summary span{font-size:23px;color:#b08a48}.bank-section{padding:25px 0 5px}.bank-wall-heading{margin-bottom:25px}.bank-wall-heading>span{display:none}.bank-section h2{font-size:var(--h2);line-height:1.25}.bank-mosaic{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:9px}.bank-tile{display:block;position:relative;aspect-ratio:240/110;overflow:hidden;border:1px solid #e0e9f0;border-radius:6px;background:#fff}.bank-tile img{position:absolute;max-width:none;height:auto;transform:translate(-50%,-50%)}.bank-section>p{font-size:12px;margin-top:15px}.home-about{display:grid;grid-template-columns:.7fr 1.3fr;gap:45px;align-items:center;padding:35px;background:#fff8ed;border:1px solid #f4ead7;border-radius:24px;margin-bottom:65px}.home-about>img{width:100%;height:355px;object-fit:cover;object-position:center 35%;border-radius:17px}.home-about h2{margin-top:16px}.home-about p{font-size:15px}.closing-check{padding:38px;background:linear-gradient(120deg,#143959,#1d4d70);border:1px solid #234f70;border-radius:23px;display:flex;align-items:center;justify-content:space-between;gap:30px;margin-bottom:20px;position:relative;overflow:hidden}.closing-check:after{content:'%';position:absolute;right:21%;top:-85px;font-size:270px;line-height:1;font-weight:700;color:#ffffff03;pointer-events:none}.closing-check>div,.closing-check>a{position:relative;z-index:1}.closing-check h2{color:#fff;margin:15px 0}.closing-check p{color:#c4d7e6;margin:0}.closing-check .eyebrow{color:#e5bb79}.closing-check .btn{max-width:290px;flex-shrink:0}.product-hero{display:grid;grid-template-columns:1.1fr 1fr;position:relative;border-radius:25px;overflow:hidden;min-height:520px;background:linear-gradient(120deg,#f3f8fb,#fff7e9);border:1px solid #e4ebf0;isolation:isolate}.product-hero>img{position:absolute;left:51%;top:0;width:49%;height:100%;object-fit:cover;object-position:47% center}.product-hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,#f2f7fb 0%,#f2f7fb 47%,#f2f7fb00 58%);z-index:1;pointer-events:none}.private-hero .product-hero-shade{background:linear-gradient(90deg,#fff7eb 0%,#fff7eb 47%,#fff7eb00 58%)}.private-hero{background:#fff7eb}.product-hero-copy{position:relative;z-index:2;padding:42px 32px;max-width:none;grid-column:1;align-self:center}.product-hero h1{font-size:clamp(33px,3.25vw,48px);line-height:1.18;letter-spacing:-1.6px;margin:20px 0 24px}.product-hero p{max-width:460px}.product-hero-copy>.btn{margin:3px 6px 10px 0;max-width:100%}.product-tool-link{display:inline-flex!important;margin-left:0!important}.product-reassurance{display:block;font-size:12px;color:#7b8c99;margin-top:8px}.product-funnel{margin:53px 0 34px;scroll-margin-top:30px}.product-funnel>h2{margin:15px 0 18px}.product-funnel>p{max-width:730px}.funnel-choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:28px}.funnel-choice{display:flex;align-items:center;gap:17px;background:white;border:1px solid var(--line);border-radius:15px;padding:24px;transition:transform .2s,border-color .2s,box-shadow .2s}.funnel-choice:hover{transform:translateY(-3px);border-color:#d5b675;box-shadow:var(--shadow)}.funnel-choice-icon{display:grid;place-items:center;width:47px;height:47px;flex:0 0 47px;border-radius:13px;background:var(--warm);color:#a9762d}.funnel-choice-icon svg{width:25px;height:25px}.funnel-choice h3{font-size:20px;margin:0 0 8px}.funnel-choice p{font-size:14px;line-height:1.7;margin:0}.funnel-choice>b{margin-left:auto;font-size:22px;color:#ad833f;font-weight:400}.funnel-assurance{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;margin:37px 0 20px;padding:27px 0;border-top:1px solid var(--line)}.funnel-assurance h3{font-size:19px}.funnel-assurance p,.product-fine{font-size:13px;line-height:1.8}.product-fine{max-width:900px}.mortgage-tools{margin-top:50px;border-radius:22px;background:#f5f8fb;border:1px solid #e5edf3;padding:33px;scroll-margin-top:25px}.mortgage-tabs{display:flex;border-bottom:1px solid #d9e4ed;margin:28px 0;gap:6px}.mortgage-tabs button{display:flex;align-items:center;justify-content:center;gap:9px;min-height:55px;background:transparent;border:0;border-bottom:3px solid transparent;border-radius:7px 7px 0 0;font-weight:600;color:#6c8295;padding:14px 17px;font-size:14px;line-height:1.5}.mortgage-tabs button>span{font-size:23px;color:#ad7a2c;font-weight:500}.mortgage-tabs button[aria-selected=true]{background:#fff;border-bottom-color:#c5984e;color:#153f61}.calculator-layout{display:grid;grid-template-columns:1.15fr 1fr;gap:24px}.panel{padding:28px;border:1px solid var(--line);border-radius:16px;background:#fff}.panel p{font-size:14px;line-height:1.8}.panel-header{display:flex;align-items:center;justify-content:space-between;gap:14px;padding-bottom:18px;border-bottom:1px solid var(--line);margin-bottom:25px}.panel-header h3{margin:0}.badge{font-size:10px;letter-spacing:.8px;color:#71879a;padding:5px 9px;border-radius:20px;background:#f0f5f9}.input-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:24px 0}label{font-size:13px;font-weight:550;line-height:1.6;color:#315570}input:not([type=checkbox]):not([type=radio]):not([type=range]),select,textarea{display:block;width:100%;padding:13px 12px;font-size:16px;line-height:1.4;background:#fff;border:1px solid #ccdbe5;border-radius:8px;color:var(--ink);margin-top:8px}input:focus,select:focus,textarea:focus{outline:2px solid #b5d0e2;outline-offset:2px}input:invalid:not(:placeholder-shown){border-color:#cf978a}input[type=range]{width:100%;accent-color:#b98a40;margin:23px 0 8px}input[type=checkbox]{accent-color:#a77c3c;width:18px;height:18px;flex-shrink:0}.range-label,.range-scale{display:flex;justify-content:space-between;gap:14px}.range-label output{font-weight:700;font-size:18px}.range-scale{font-size:11px;color:#90a0ad}.calc-note{border-top:1px solid var(--line);padding-top:19px;font-size:12px}.calc-note p{font-size:12px;margin:5px 0 0}.rate-card{border:1px solid #1f4b6c;background:linear-gradient(135deg,#173c5b,#245776);color:white;border-radius:16px;padding:31px;display:flex;flex-direction:column;justify-content:center;min-height:360px}.rate-card>.eyebrow{font-size:10px;color:#c7d8e5}.rate-card #monthly,.rate-card .big-result{font-size:clamp(35px,3.7vw,53px);font-weight:700;letter-spacing:-2px;line-height:1.2;margin:22px 0 9px}.rate-card>p{font-size:13px;color:#bacfdf}.rate-components{margin:15px 0 23px;padding-top:17px;border-top:1px solid #ffffff24}.rate-components>div{display:flex;justify-content:space-between;gap:15px;font-size:12px;line-height:1.6;margin:13px 0}.rate-components span{color:#c4d5e2}.rate-card .btn{align-self:start;background:transparent;border-color:#d5b16d;color:#fff}.rate-card .btn:hover{background:#ffffff10}.calc-explanation{margin-top:22px;border-top:1px solid #dae4ed;border-bottom:1px solid #dae4ed;padding:18px 0}.calc-explanation summary{font-size:13px;font-weight:550;cursor:pointer;display:flex;justify-content:space-between;color:#5a778e}.calc-explanation summary:after{content:'+';font-size:20px;color:#b58b47}.calc-explanation[open] summary:after{content:'−'}.calc-explanation>div{font-size:12px;line-height:1.8;color:#7c8f9e;padding-top:17px}.calc-explanation p{font-size:12px;margin:7px 0 0}.knowledge-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.knowledge-number{font-size:12px;letter-spacing:1px;color:#b68d4c;display:block;margin-bottom:14px}.knowledge-grid .panel>strong{font-size:13px}.search-banner{padding:27px;background:var(--warm);border-radius:17px;display:flex;justify-content:space-between;align-items:center;gap:25px;margin-top:25px}.search-banner h2{font-size:var(--h2);margin-top:13px}.search-banner p{font-size:14px;margin-bottom:0}.search-banner .btn{flex-shrink:0}.page-heading{padding:22px 0 30px;max-width:780px}.page-heading .eyebrow{margin-bottom:17px}.page-heading h1{margin-bottom:23px}.page-heading p{max-width:720px}.request-switch{display:flex;gap:5px;width:max-content;max-width:100%;padding:5px;border:1px solid var(--line);border-radius:13px;background:#f2f6f9;margin:0 0 24px}.request-switch button{border:0;border-radius:9px;background:none;color:#72879a;padding:11px 18px;font-weight:600;font-size:14px}.request-switch button[aria-pressed=true]{color:#365b74;background:#fff;box-shadow:0 3px 9px #153b5910}.wizard-layout{display:grid;grid-template-columns:1.5fr .85fr;gap:24px}.wizard-progress{display:flex;gap:15px;padding:0 0 22px;border-bottom:1px solid var(--line);margin-bottom:25px;font-size:12px;color:#8b9dac}.wizard-progress .current{color:#a9772a;font-weight:650}.wizard-progress .done{color:#4c806c}#wizard-body h2{font-size:var(--h2);margin-top:14px}#wizard-body>p{font-size:15px}.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.choice{position:relative;cursor:pointer}.choice input{position:absolute;opacity:0;width:1px;height:1px}.choice span{display:flex;align-items:center;min-height:66px;padding:16px;border:1px solid #dce5ed;border-radius:10px;background:white;font-size:14px;color:#4c6981;font-weight:500;line-height:1.5}.choice input:checked+span{border-color:#cc9b48;background:#fff8eb;box-shadow:inset 0 0 0 1px #cc9b48}.choice input:focus-visible+span{outline:3px solid #d3ad6d;outline-offset:2px}.wizard-controls{display:flex;justify-content:space-between;gap:18px;margin-top:25px;padding-top:22px;border-top:1px solid var(--line)}#next{margin-left:auto}.wizard-error{font-size:13px!important;color:#ae5a43!important;margin-top:12px}.help-panel{padding:27px;background:#eef5fa;border:1px solid #dce7ef;border-radius:16px;align-self:start}.help-panel p{font-size:14px}.contact-mini{display:flex;align-items:center;gap:12px;padding-bottom:20px;margin-bottom:22px;border-bottom:1px solid #d7e3ec}.contact-mini img{width:52px;height:52px;object-fit:cover;border-radius:50%;flex-shrink:0}.contact-mini strong{display:block;font-size:16px}.contact-mini span{display:block;font-size:12px;color:#718a9f;line-height:1.6}.after-request{margin:37px 0}.after-request>div{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;margin-top:22px}.after-request article>span{display:grid;place-items:center;width:34px;height:34px;background:#fff5e4;border-radius:50%;color:#a77931;font-size:14px;margin-bottom:16px}.after-request h3{font-size:19px}.after-request p{font-size:14px}.request-context{font-size:13px;background:#f1f6fa;padding:15px;border-radius:9px;margin:23px 0;color:#52768e}.callback-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}#callback-form>label{display:block;margin-top:20px}#callback-form .field-note{font-size:12px}.optional{font-weight:400;color:#8a9daa}.contact-consent{display:flex!important;align-items:flex-start;gap:10px;line-height:1.7}.contact-consent span{font-size:13px;font-weight:400}.contact-consent input{margin-top:5px}.contact-privacy{padding:15px 0;border-bottom:1px solid var(--line)}.contact-privacy summary{cursor:pointer;font-size:13px;font-weight:550}.contact-privacy p{font-size:12px;margin:14px 0 0}.callback-submit{margin-top:14px;width:100%}.hp-field{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.success-tick{width:65px;height:65px;border-radius:50%;display:grid;place-items:center;background:#e6f4ed;color:#2f8a64;font-size:34px;margin:15px 0 20px}.saved-reference{font-size:13px}.request-success{padding:12px 0}.customer-access,.contact-layout{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-bottom:28px}.customer-access article{padding:29px;border:1px solid var(--line);border-radius:17px;background:#f6f9fb}.customer-access article:last-child{background:#fff8ed;border-color:#f0e4ce}.customer-access .eyebrow{margin-bottom:17px}.customer-access h3{font-size:var(--h3)}.customer-access p{font-size:14px}.contact-person>img{float:left;width:74px;height:74px;border-radius:50%;object-fit:cover;margin:0 18px 22px 0}.contact-person .tag{font-size:10px}.contact-person h2{margin:7px 0;font-size:var(--h2)}.contact-person>div>p{font-size:12px}.contact-detail{clear:both;padding-top:18px;border-top:1px solid var(--line);margin-top:20px}.contact-detail small{display:block;font-size:11px;letter-spacing:1.1px;margin-bottom:5px}.contact-detail a,.contact-detail>span{font-size:15px;overflow-wrap:anywhere}.contact-invite{padding:30px;background:#163d5d;border-radius:18px;color:#fff}.contact-invite .eyebrow{color:#d6b377}.contact-invite h2,.contact-invite h3{color:#fff}.contact-invite h2{margin-top:16px}.contact-invite p{color:#bfd1df;font-size:14px}.contact-invite .btn{color:#fff;background:transparent}.contact-invite .btn:hover{background:#ffffff10}.contact-divider{border-top:1px solid #ffffff22;margin:25px 0}.call-number{font-size:24px;letter-spacing:-.5px}.contact-invite .fine{font-size:12px}.contact-cooperation{font-size:13px;color:#738b9f}.contact-cooperation a{color:#486d89;text-decoration:underline}.notice{padding:22px;border:1px solid #e1eaf1;border-radius:12px;background:#f5f8fa;font-size:13px;line-height:1.8;color:#71899c;margin-top:23px}.notice a{text-decoration:underline}.adviser-details{margin-top:30px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:22px 0}.adviser-details>summary{display:flex;justify-content:space-between;list-style:none;font-size:16px;font-weight:600;cursor:pointer}.adviser-details>summary:after{content:'+';font-size:23px;color:#b48b45}.adviser-details[open]>summary:after{content:'−'}.adviser-details-content{padding-top:28px}.adviser-details-content>.page-heading{display:none}.about-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:35px;align-items:center}.portrait{border-radius:18px;overflow:hidden}.portrait img{width:100%}.about-copy h2{margin:17px 0}.about-copy p{font-size:15px}.about-copy .btn{margin-top:20px}.about-copy small{display:block}.signature{font-size:25px;font-weight:650;margin:25px 0 8px}.adviser-process{margin-top:40px}.process-layout{display:grid;grid-template-columns:1.1fr 1fr;gap:32px}.timeline article{display:flex;gap:18px;margin-bottom:25px}.timeline article>span{display:grid;place-items:center;width:39px;height:39px;flex:0 0 39px;border:1px solid #d9e5ed;border-radius:50%;font-size:12px;color:#68859b}.timeline h3{font-size:20px;margin:7px 0 13px}.timeline p{font-size:14px}.checklist{align-self:start}.checklist .eyebrow{margin-bottom:15px}.checklist label{display:flex;gap:12px;align-items:center;padding:14px 0;border-bottom:1px solid var(--line);font-size:13px;cursor:pointer}.check-status{font-size:13px;font-weight:600;color:#6e8a76;margin:20px 0 9px}.checklist .btn{margin-top:22px}.faq{border-top:1px solid var(--line)}.faq details{padding:21px 0;border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;display:flex;justify-content:space-between;font-size:15px;font-weight:550;list-style:none}.faq summary:after{content:'+';margin-left:15px;color:#b78c47;font-size:22px}.faq details[open] summary:after{content:'−'}.faq p{font-size:14px;margin:17px 0 0;max-width:850px}.topic-grid.three{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:25px 0}.lead-card{padding:26px;border:1px solid var(--line);border-radius:15px;margin-top:18px}.lead-card p{white-space:pre-wrap;overflow-wrap:anywhere}.lead-card p:nth-of-type(3){font-size:13px}#submit-status{color:#99602a;font-size:14px}footer{border-top:1px solid var(--line);margin-top:48px;padding:23px 0 35px;display:flex;align-items:center;justify-content:space-between;gap:15px;flex-wrap:wrap;font-size:12px;color:#90a0ad}footer>small{width:100%;font-size:11px;color:#9aa7b1}footer button{border:0;background:none;font-size:12px;color:#718a9d;padding:6px;margin-left:12px}dialog{max-width:650px;border:1px solid var(--line);border-radius:18px;background:white;padding:32px;color:var(--ink)}dialog::backdrop{background:#0d2e4d88}dialog p{font-size:14px}.close{float:right;border:0;background:#f1f5f8;width:32px;height:32px;border-radius:50%;font-size:22px;color:#56748d}.skip{position:fixed;top:-100px;left:245px;z-index:100;background:#fff;padding:16px;border:2px solid var(--gold)}.skip:focus{top:10px}.quick-tools{position:fixed;right:10px;top:50%;transform:translateY(-50%);display:flex;flex-direction:column;gap:8px;z-index:45}.quick-tool{position:relative;width:40px;height:40px;display:grid;place-items:center;background:#fffffff0;color:#38617e;border:1px solid #e0e8ee;border-radius:11px;box-shadow:0 4px 15px #123f5c08;transition:.2s}.quick-tool svg{width:21px;height:21px}.quick-tool:hover,.quick-tool:focus-visible{background:var(--warm);border-color:var(--gold);transform:translateX(-2px)}.quick-tool-label{position:absolute;right:50px;white-space:nowrap;background:white;border:1px solid #e5d5b5;border-radius:8px;padding:8px 12px;font-size:12px;color:#42627b;box-shadow:var(--shadow);opacity:0;pointer-events:none;transform:translateX(4px);transition:.2s}.quick-tool:hover .quick-tool-label,.quick-tool:focus-visible .quick-tool-label{opacity:1;transform:none}.floating-contact{position:fixed;right:17px;bottom:22px;display:flex;flex-direction:row;gap:10px;align-items:center;z-index:46}.floating-action{position:relative;display:grid;place-items:center;width:50px;height:50px;border-radius:50%;border:2px solid #fff;box-shadow:0 5px 18px #123b5626;color:white;transition:transform .2s}.whatsapp-action{background:#25D366}.phone-action{background:#17466b}.floating-action svg{width:24px;height:24px}.floating-action:hover{transform:translateY(-3px)}.floating-caption{position:absolute;right:0;bottom:calc(100% + 9px);white-space:nowrap;background:#fff;color:#365a75;border:1px solid var(--line);border-radius:8px;box-shadow:var(--shadow);padding:8px 12px;font-size:12px;font-weight:550;opacity:0;pointer-events:none;transition:opacity .2s}.floating-action:hover .floating-caption,.floating-action:focus-visible .floating-caption{opacity:1}.scroll-reveal.is-revealed{animation:quiet-reveal .5s both}@keyframes quiet-reveal{from{opacity:.55;transform:translateY(12px)}to{opacity:1;transform:none}}@keyframes page-in{from{opacity:.75}to{opacity:1}}
@media(min-width:1550px){main{padding-left:50px;padding-right:90px}.hero-content{padding:55px 43px}.hero h1{font-size:47px}.hero-visual{min-height:640px}.offer-image{height:235px}.offer-copy{padding:27px}.product-hero-copy{padding:50px 40px}.product-hero{min-height:570px}}
@media(max-width:1150px){.sidebar{width:212px;padding-left:17px;padding-right:17px}.brand .laubert-logo{width:178px}main{margin-left:212px;padding-left:25px;padding-right:61px}.hero-content{padding:32px 24px}.hero h1{font-size:30px;letter-spacing:-1px}.hero-lead{font-size:17px}.hero-visual{min-height:590px}.hero .btn{padding:13px 15px;font-size:13px}.hero .actions{gap:10px}.benefit-strip{gap:10px}.benefit-strip>div{gap:10px;padding:14px 10px}.benefit-strip small{font-size:10px}.benefit-strip strong{font-size:12px}.benefit-strip>div>span{min-width:36px;height:38px;font-size:22px}.benefit-strip>div:first-child>span{font-size:18px}.image-offers{gap:14px}.offer-image{height:175px}.offer-copy{padding:22px 17px}.offer-copy h3{font-size:20px}.home-planning{padding:28px;gap:28px}.home-planning-image{min-height:430px}.home-about{padding:27px;gap:30px}.home-about>img{height:335px}.closing-check{padding:30px;gap:24px}.closing-check .btn{max-width:235px}.product-hero-copy{padding:34px 26px}.product-hero h1{font-size:35px}.product-hero-copy .btn{font-size:13px;padding:13px 16px}.product-hero{min-height:510px}.funnel-choice{padding:22px 18px;gap:13px}.funnel-choice h3{font-size:19px}.mortgage-tools{padding:25px}.calculator-layout{gap:18px}.panel{padding:23px}.input-grid{gap:13px}.rate-card{padding:25px}.mortgage-tabs button{padding:13px 11px;font-size:12px}.mortgage-tabs button>span{font-size:21px}.customer-access article{padding:23px}.wizard-layout{grid-template-columns:1.4fr .85fr;gap:19px}.help-panel{padding:23px}.contact-mini{gap:9px}.contact-mini strong{font-size:14px}.contact-mini img{height:44px;width:44px}.search-banner{display:block}.search-banner .btn{margin-top:23px}.process-layout{gap:24px}.about-layout{gap:28px}.topbar-actions{gap:13px}.online-label{display:none}}
@media(max-width:850px){.sidebar{transform:translateX(-100%);width:265px;padding:25px;transition:transform .25s}.sidebar.open{transform:none}.brand .laubert-logo{width:205px}main{margin-left:0;padding:0 23px 0 23px;max-width:none}.mobile-header{height:77px;display:flex;align-items:center;justify-content:space-between;padding:12px 23px;background:var(--nav);position:sticky;top:0;z-index:55}.mobile-header .brand .laubert-logo{width:170px;height:54px}.mobile-header #menu{border:1px solid #ffffff3b;border-radius:9px;width:42px;height:42px;font-size:22px;background:transparent;color:white}.scrim:not([hidden]){display:block;position:fixed;inset:0;background:#092c4e79;border:0;z-index:56}.topbar{height:64px}.quick-tools{display:none}.bottom-nav{display:flex;justify-content:space-around;align-items:center;position:fixed;bottom:0;left:0;right:0;z-index:50;background:#ffffffed;backdrop-filter:blur(12px);border-top:1px solid var(--line);padding:9px 10px calc(9px + env(safe-area-inset-bottom,0px));min-height:63px}.bottom-nav a{display:flex;flex-direction:column;gap:1px;align-items:center;font-size:11px;font-weight:550;color:#7890a3;line-height:1.6;padding:3px 12px}.bottom-nav a>span{font-size:20px;line-height:1.2}.bottom-nav a.active{color:#9e722e}.floating-contact{bottom:calc(77px + env(safe-area-inset-bottom,0px));right:15px}.floating-action{height:46px;width:46px}.floating-action svg{height:22px;width:22px}.floating-caption{display:none}footer{padding-bottom:145px}.sidebar-bottom{font-size:12px}.sidebar nav>a{font-size:15px}.customer-portal-link small,.customer-portal-link strong{font-size:12px}.sidebar-bottom #owner-inbox{font-size:12px}.hero h1{font-size:33px}.hero-visual{min-height:580px}.offer-image{height:190px}.product-hero h1{font-size:38px}.product-hero{min-height:510px}}
@media(max-width:580px){:root{--h1:34px;--h2:28px;--h3:21px}html{scroll-padding-top:95px}main{padding:0 17px}.mobile-header{height:72px;padding:10px 18px}.mobile-header .brand .laubert-logo{width:163px;height:51px}.topbar{height:57px;font-size:11px}.topbar-actions>a{font-size:12px;gap:5px}.topbar-actions svg{height:15px;width:15px}.crumb{display:none}.slash{display:none}.hero{display:flex;flex-direction:column;border-radius:20px}.hero-content{padding:29px 23px;order:0}.hero-content>.eyebrow{font-size:10px;margin-bottom:21px}.hero h1{font-size:30px;letter-spacing:-1px;line-height:1.3;margin-bottom:20px}.hero-lead{font-size:17px}.hero-content p{font-size:15px}.hero .actions{display:grid;grid-template-columns:1fr;margin-top:24px}.hero .actions>.btn{font-size:14px;padding:14px 17px}.hero-caption{font-size:11px;margin-top:15px}.hero-visual{min-height:0;height:325px;order:1}.hero-house{object-position:center 40%}.visual-note{bottom:17px;left:16px;right:16px;padding:12px;border-radius:12px}.visual-note strong{font-size:13px}.visual-note div>span{font-size:10px}.hero-doodle{width:75px;top:17px;right:17px}.benefit-strip{grid-template-columns:1fr;gap:11px;margin:20px 0 43px}.benefit-strip>div{padding:15px 17px;gap:14px;align-items:center}.benefit-strip>div>span{height:42px;min-width:43px;font-size:24px}.benefit-strip>div:first-child>span{font-size:20px}.benefit-strip strong{font-size:14px}.benefit-strip small{font-size:12px;margin-top:3px}.section-heading{margin-bottom:24px}.section-heading p{font-size:15px}.section-heading .eyebrow{font-size:10px}.image-offers{grid-template-columns:1fr;gap:22px}.offer-image{height:220px}.offer-copy{padding:24px}.offer-copy h3{font-size:var(--h3);overflow-wrap:normal}.offer-copy p{font-size:15px}.photo-kicker{font-size:10px}.card-action{font-size:14px;padding-top:18px}.home-offerings{margin-bottom:43px}.home-planning{grid-template-columns:1fr;padding:26px 22px;gap:27px;margin-bottom:43px;border-radius:20px}.home-planning h2{font-size:var(--h2);margin:15px 0 24px}.planning-option h3{font-size:var(--h3)}.planning-option p{font-size:15px}.planning-option .btn{width:100%}.home-planning-image{min-height:0;height:310px;border-radius:16px}.logo-cooperation{padding:13px 0;margin-bottom:43px}.logo-cooperation>h2{font-size:var(--h2);margin-top:14px}.cooperation-logo-row{grid-template-columns:minmax(0,1fr) 34px minmax(0,1fr);gap:10px;margin:20px 0}.cooperation-logo-item{height:85px}.cooperation-laubert-logo{height:70px}.cooperation-logo-item img{height:80px}.cooperation-infinity{width:34px;height:30px}.logo-cooperation>p{font-size:15px;text-align:left}.bank-disclosure{padding:16px;margin-top:23px}.bank-disclosure>summary{font-size:13px}.bank-section h2{font-size:var(--h2)}.bank-mosaic{grid-template-columns:repeat(3,minmax(0,1fr));gap:7px}.home-about{grid-template-columns:1fr;padding:24px;gap:25px;margin-bottom:43px;border-radius:20px}.home-about>img{height:310px}.home-about p{font-size:15px}.home-about .btn{width:100%;font-size:13px}.closing-check{display:block;padding:29px 24px;border-radius:20px}.closing-check h2{font-size:var(--h2)}.closing-check p{font-size:15px}.closing-check .btn{max-width:none;width:100%;margin-top:25px;font-size:14px}.product-hero{display:flex;flex-direction:column;min-height:0;border-radius:20px}.product-hero>img{position:relative;inset:auto;left:auto;width:100%;height:280px;object-position:center;order:1}.product-hero-copy{padding:29px 23px;order:0}.product-hero-shade{display:none}.product-hero h1{font-size:var(--h1);letter-spacing:-1.1px;line-height:1.22;margin:19px 0 22px}.product-hero p{font-size:15px}.product-hero-copy>.btn{display:flex;width:100%;font-size:14px;padding:14px 17px;margin:10px 0}.product-reassurance{font-size:11px;margin-top:15px}.product-hero .eyebrow{font-size:10px}.private-hero>img{object-position:50% 35%;height:300px}.product-funnel{margin-top:38px;scroll-margin-top:95px}.product-funnel p{font-size:15px}.product-funnel h2{font-size:var(--h2)}.funnel-choice-grid{grid-template-columns:1fr;gap:13px;margin-top:23px}.funnel-choice{padding:22px 17px;border-radius:13px;gap:13px}.funnel-choice h3{font-size:19px;line-height:1.3}.funnel-choice p{font-size:14px}.funnel-choice-icon{width:43px;height:43px;flex-basis:43px;border-radius:11px}.funnel-choice-icon svg{height:24px;width:24px}.funnel-assurance{grid-template-columns:1fr;gap:18px;margin:29px 0 15px;padding:23px 0}.funnel-assurance p{font-size:14px;margin:0}.funnel-assurance h3{font-size:20px;margin-bottom:10px}.product-fine{font-size:12px}.mortgage-tools{margin-top:35px;padding:24px 17px;border-radius:18px;scroll-margin-top:95px}.mortgage-tabs{gap:0;margin:24px -3px}.mortgage-tabs button{font-size:11px;padding:13px 7px;gap:5px;flex:1;line-height:1.5}.mortgage-tabs button>span{font-size:19px}.mortgage-tools>.section-heading p{font-size:14px}.calculator-layout{grid-template-columns:1fr;gap:17px}.panel{padding:24px 20px;border-radius:14px}.panel-header{gap:10px}.panel-header h3{font-size:20px}.badge{font-size:9px;padding:5px 8px}.input-grid{gap:13px;margin:23px 0}.input-grid label{font-size:12px;line-height:1.65}.input-grid input{font-size:16px;padding:12px 10px}.rate-card{min-height:340px;padding:28px 23px}.rate-card #monthly,.rate-card .big-result{font-size:46px}.rate-components>div{font-size:12px}.calc-explanation summary{font-size:13px}.knowledge-grid{grid-template-columns:1fr}.search-banner{padding:24px}.search-banner h2{font-size:var(--h2)}.search-banner p{font-size:14px}.search-banner .btn{width:100%}.page-heading{padding:17px 0 27px}.page-heading h1{font-size:var(--h1)}.page-heading p{font-size:15px}.request-switch{width:100%}.request-switch button{flex:1;font-size:13px;padding:11px 10px}.wizard-layout{grid-template-columns:1fr;gap:20px}.wizard-progress{font-size:11px;gap:14px;padding-bottom:19px;margin-bottom:24px}.question-label{font-size:10px}.choice-grid{grid-template-columns:1fr}.choice span{font-size:14px;min-height:62px}.help-panel{padding:24px}.help-panel h3{font-size:var(--h3)}.help-panel p{font-size:14px}.contact-mini strong{font-size:16px}.contact-mini span{font-size:12px}.contact-mini img{width:52px;height:52px}.wizard-controls .btn{font-size:14px;padding:12px 17px;min-height:48px}#wizard-body h2{font-size:var(--h2)}.callback-grid{grid-template-columns:1fr;gap:18px}.after-request>div{grid-template-columns:1fr;gap:25px}.after-request h3{font-size:var(--h3)}.customer-access,.contact-layout{grid-template-columns:1fr;gap:20px}.customer-access article{padding:25px 22px}.customer-access p{font-size:15px}.customer-access .btn{width:100%}.contact-person h2{font-size:26px}.contact-invite{padding:28px 23px}.contact-invite h2{font-size:var(--h2)}.contact-invite .btn{width:100%;font-size:13px}.contact-detail a,.contact-detail>span{font-size:14px}.contact-invite .fine{font-size:12px}.adviser-details summary{font-size:15px}.about-layout{grid-template-columns:1fr;gap:25px}.portrait img{max-height:400px;object-fit:cover;object-position:center 30%}.about-copy p{font-size:15px}.process-layout{grid-template-columns:1fr;gap:23px}.timeline article{gap:15px}.timeline h3{font-size:20px}.timeline p{font-size:14px}.faq summary{font-size:14px;line-height:1.6}.topic-grid.three{grid-template-columns:1fr}.adviser-process{scroll-margin-top:95px}.adviser-details{scroll-margin-top:95px}footer{font-size:11px;gap:12px;margin-top:38px}footer>small{font-size:10px}footer button{font-size:11px}.floating-contact{gap:9px;right:13px}.floating-action{width:46px;height:46px}.skip{left:15px}.quick-tools{display:flex;left:13px;right:auto;top:auto;bottom:calc(84px + env(safe-area-inset-bottom,0px));transform:none;flex-direction:row;gap:5px}.quick-tool{width:33px;height:33px;border-radius:8px;background:#fff}.quick-tool svg{width:18px;height:18px}.quick-tool-label{display:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.view,.scroll-reveal.is-revealed{animation:none}.btn,.text-link,.product-tool-link,.image-offer,.offer-image img,.funnel-choice,.quick-tool,.quick-tool-label,.floating-action,.floating-caption,.sidebar{transition:none}.image-offer:hover,.image-offer:hover img,.btn:hover,.funnel-choice:hover,.floating-action:hover,.quick-tool:hover{transform:none}}

.compass-points{display:grid;gap:12px;margin:25px 0 28px}.compass-points>span{display:flex;gap:12px;align-items:center;font-size:14px;color:#53738b}.compass-points b{height:29px;width:29px;display:grid;place-items:center;background:#fff8ec;border:1px solid #efdcb8;border-radius:50%;font-size:18px;font-weight:500;color:#b38338}.planning-actions{display:flex;flex-wrap:wrap;gap:12px}.planning-actions>.btn{font-size:13px}.quick-budget-card{padding:28px;background:#ffffffed;border:1px solid #fff;border-radius:20px;box-shadow:0 12px 35px #1b4d6b0d;backdrop-filter:blur(8px)}.quick-budget-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:24px;gap:15px}.quick-budget-head .eyebrow{font-size:10px;color:#7090a6}.compass-house{font-size:32px;line-height:1;color:#c39957}.quick-rate-label{display:flex;align-items:center;justify-content:space-between;gap:15px;font-size:14px;color:#53718a}.quick-rate-label output{font-size:20px;font-weight:650;color:#214a67}.quick-equity-label{display:block;margin:23px 0;font-size:13px}.quick-budget-result{background:#163e5d;border:1px solid #1c4b6b;border-radius:14px;padding:22px;color:white}.quick-budget-result>span{display:block;color:#c0d5e4;font-size:12px}.quick-budget-result strong{display:block;font-size:clamp(32px,3.4vw,47px);font-weight:700;line-height:1.2;letter-spacing:-1.5px;margin:10px 0}.quick-assumptions{margin-top:17px}.quick-assumptions summary{font-size:12px;color:#7390a3;cursor:pointer;line-height:1.7}.quick-assumptions p{font-size:12px;line-height:1.8;margin:13px 0 0}.product-close{display:flex;justify-content:space-between;align-items:center;gap:30px;background:linear-gradient(120deg,#fff6e7,#f2f7fa);border:1px solid #ede4d3;border-radius:22px;padding:35px;margin:43px 0 20px}.product-close h2{margin-top:16px}.product-close p{margin-bottom:0;font-size:15px;max-width:620px}.product-close>.btn{flex-shrink:0;max-width:280px}
@media(max-width:1150px){.quick-budget-card{padding:23px}.planning-actions{display:grid}.planning-actions .btn{font-size:13px}.quick-rate-label{font-size:13px}.quick-rate-label output{font-size:18px}.product-close{padding:29px}.product-close>.btn{max-width:235px}}
@media(max-width:580px){.quick-budget-card{padding:24px 19px;border-radius:16px}.quick-budget-result{padding:21px}.quick-budget-result strong{font-size:42px}.quick-rate-label output{font-size:20px}.planning-actions{display:grid;width:100%}.planning-actions>.btn{width:100%;font-size:14px}.quick-budget-head{margin-bottom:22px}.quick-assumptions summary{font-size:12px}.product-close{display:block;padding:29px 23px;border-radius:19px;margin-top:34px}.product-close h2{font-size:var(--h2)}.product-close>.btn{max-width:none;width:100%;margin-top:24px;font-size:14px}.compass-points>span{font-size:13px}}
/* One typography scale across Home, product pages and contact. */
:root{--h1:clamp(32px,3vw,48px)}h1,.hero h1,.product-hero h1,.page-heading h1{font-size:var(--h1)}h2,.home-planning h2,.logo-cooperation>h2,.closing-check h2,.product-close h2,.contact-invite h2,.bank-section h2,#wizard-body h2{font-size:var(--h2)}h3,.offer-copy h3,.planning-option h3,.funnel-choice h3,.funnel-assurance h3,.after-request h3,.timeline h3,.panel-header h3{font-size:var(--h3)}.offer-copy p,.planning-option p,.home-about p,.product-hero p,.product-funnel>p,.funnel-choice p,.customer-access p,.about-copy p{font-size:var(--body)}.hero .actions>.btn,.product-hero-copy>.btn,.planning-actions>.btn,.product-close>.btn,.closing-check .btn{font-size:14px}.hero-doodle{display:none}
@media(max-width:580px){:root{--h1:clamp(25px,7vw,34px)}h1,.hero h1,.product-hero h1,.page-heading h1{font-size:var(--h1)}h2,.home-planning h2,.logo-cooperation>h2,.closing-check h2,.product-close h2,.contact-invite h2,.bank-section h2,#wizard-body h2{font-size:var(--h2)}h3,.offer-copy h3,.planning-option h3,.funnel-choice h3,.funnel-assurance h3,.after-request h3,.timeline h3,.panel-header h3{font-size:var(--h3)}}

/* Photo-led depth, outlined controls and accessible motion. */
.hero-house{object-position:center center}.hero-doodle{display:none}
.topbar-actions .top-cooperation{gap:10px;font-size:10px;line-height:1.4;font-weight:400}.top-cooperation>span:first-child{font-size:35px;color:#b88632;line-height:1}.top-cooperation strong{display:block;font-size:12px;font-weight:650;color:#264d69}
.btn{position:relative;border:1px solid #c58a2b;box-shadow:inset 0 0 0 3px #ffffff35,0 4px 0 #bf82222b,0 9px 19px #b8862415;transition:transform .25s,box-shadow .25s,background .25s}.btn.outline,.btn.white{border:1.5px solid #d49a39;box-shadow:inset 0 0 0 3px #fff,0 3px 0 #c99a3220,0 6px 16px #ae7b1710;background:linear-gradient(145deg,#fff,#fffcf5)}.btn:hover{transform:translateY(-3px);box-shadow:inset 0 0 0 3px #ffffff55,0 6px 0 #bf822220,0 15px 26px #b8862426}.btn:active{transform:translateY(1px)}
.bank-showcase{margin:35px 0 0!important;padding:32px 0 0!important;background:#fff;border:0;border-radius:0;border-top:1px solid #e7e9e8;overflow:hidden}.bank-showcase .bank-wall-heading{padding:0 22px}.bank-showcase .bank-wall-heading h2{font-size:var(--h2)}.bank-showcase .bank-wall-heading p{font-size:14px;margin-bottom:24px}.bank-marquee{overflow:hidden;width:100%;padding:15px 0 23px;mask-image:linear-gradient(90deg,transparent,#000 5%,#000 95%,transparent)}.bank-track{display:flex;width:max-content;animation:bank-drift 95s linear infinite;will-change:transform}.bank-logo-group{display:flex;gap:16px;padding-right:16px}.bank-showcase .bank-tile{position:relative;flex:0 0 133px;width:133px;height:79px;overflow:hidden;background:#fff;border:1px solid #e6ebef;border-radius:13px;box-shadow:0 5px 13px #24445c08}.bank-showcase .bank-tile img{position:absolute;max-width:none;aspect-ratio:1;height:auto;transform:translate(-50%,-50%)}.bank-band-footer{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:0 22px 22px}.bank-band-footer small{font-size:11px}.bank-pause{font-size:11px;color:#61798c;background:transparent;border:1px solid #d9e3e9;border-radius:8px;padding:6px 10px}@keyframes bank-drift{to{transform:translateX(-50%)}}
.depth-card,.depth-card:hover{transform:perspective(1100px) rotateX(var(--tilt-x,0deg)) rotateY(var(--tilt-y,0deg)) translateY(var(--lift,0px));transition:transform .3s ease,box-shadow .3s;transform-style:preserve-3d}.depth-card:hover{--lift:-5px;box-shadow:0 22px 42px #173b561c}.depth-card .offer-copy{transform:translateZ(14px)}.depth-card .offer-image{transform:translateZ(3px)}.hero-visual{box-shadow:inset 12px 0 28px #12364b14}.visual-note{animation:note-float 7s ease-in-out infinite;box-shadow:0 13px 30px #143c6026}.scroll-reveal.is-revealed{animation:depth-reveal .85s cubic-bezier(.2,.65,.25,1) both}@keyframes depth-reveal{from{opacity:.25;translate:0 35px;scale:.97}to{opacity:1;translate:0 0;scale:1}}@keyframes note-float{50%{transform:translateY(-7px)}}
@media(max-width:850px){.topbar{height:auto;min-height:70px;align-items:flex-start;padding-top:12px;padding-bottom:12px}.topbar-actions{gap:10px}.topbar-actions .top-cooperation{font-size:9px}.top-cooperation strong{font-size:10px}.top-cooperation>span:first-child{font-size:27px}.topbar-actions>a[href^="tel:"]{display:none}.hero-house{object-position:center 43%}.bank-showcase .bank-wall-heading{padding:0 10px}.bank-band-footer{padding:0 10px 15px}.bank-showcase .bank-tile{flex-basis:115px;width:115px;height:70px}}
@media(prefers-reduced-motion:reduce){.bank-track{animation:none;transform:none;will-change:auto}.bank-marquee{overflow:auto;mask-image:none}.bank-logo-group[aria-hidden]{display:none}.bank-pause{display:none}.depth-card,.depth-card:hover{transform:none;transition:none}.scroll-reveal.is-revealed,.visual-note{animation:none}.depth-card .offer-copy,.depth-card .offer-image{transform:none}}
.zins-perspective{display:flex;align-items:center;gap:25px;margin:36px 0;padding:28px;background:linear-gradient(115deg,#fff8e9,#f0f6fa);border:1px solid #ecdfc5;border-radius:21px}.zins-perspective>div:nth-child(2){flex:1}.zins-perspective h2{font-size:27px;margin:8px 0 12px}.zins-perspective p{font-size:14px;margin:0;max-width:630px}.zins-symbol{width:80px;flex-shrink:0;display:grid;justify-items:center;line-height:1;color:#b17b26;filter:drop-shadow(0 6px 3px #b07e2920);transform:rotate(-8deg)}.zins-symbol span{font-size:42px}.zins-symbol b{font-size:45px;color:#214d6c}.zins-perspective .btn{flex-shrink:0}.benefit-strip strong>span{display:inline;font-size:15px;background:none;min-width:0;height:auto;padding:0}
@media(max-width:1100px){.zins-perspective{flex-wrap:wrap}.zins-perspective>.btn{margin-left:105px}}@media(max-width:600px){.zins-perspective{padding:23px 18px;gap:17px}.zins-symbol{width:47px}.zins-symbol span{font-size:30px}.zins-symbol b{font-size:33px}.zins-perspective h2{font-size:24px}.zins-perspective>.btn{margin-left:0;width:100%}}

/* Appointment-first editorial home. */
.home-hero{grid-template-columns:1.12fr 1fr;background:linear-gradient(125deg,#f3f7fa,#fffcf5)}.home-hero .hero-content{padding:40px 33px}.home-hero h1{font-size:clamp(34px,3.45vw,55px);line-height:1.12;letter-spacing:-2px;margin-bottom:22px}.home-hero h1 em,.comparison-intro h2 em{font-style:normal;color:#a57529}.hero-services{list-style:none;display:flex;flex-wrap:wrap;gap:8px 15px;padding:0;margin:0 0 26px}.hero-services li{display:flex;align-items:center;gap:7px;font-size:13px;font-weight:600;color:#345b76}.hero-services li:before{content:'';width:5px;height:5px;border-radius:50%;background:#c5933c}.home-hero .hero-lead{font-size:17px;margin-bottom:12px}.hero-content>p strong{color:#234960;font-weight:650}.appointment-btn svg{height:20px;width:20px}.sidebar nav>.nav-appointment{border-color:#bf9749;color:#f5ddb3;background:#d6ab4812}.sidebar nav>.nav-appointment:hover{background:#d6ab4824}.value-grid{margin:24px 0 62px;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.value-grid>div{padding:19px 15px;align-items:flex-start}.value-grid>div>span{font-size:23px;min-width:46px}.value-grid>div strong{font-size:14px}.value-grid>div small{font-size:12px;line-height:1.6}.comparison-story{display:grid;grid-template-columns:1fr 1fr;gap:45px;margin-bottom:67px;padding:37px;border:1px solid #e3eaf0;border-radius:23px;background:linear-gradient(120deg,#f2f7fb,#fff)}.comparison-intro .eyebrow{margin-bottom:16px}.comparison-intro h2{font-size:var(--h2);line-height:1.2}.comparison-intro p{font-size:15px}.comparison-steps{display:grid;gap:18px;align-content:center}.comparison-steps article{display:flex;align-items:flex-start;gap:17px;padding-bottom:18px;border-bottom:1px solid #e1e8ee}.comparison-steps article>span{font-size:12px;font-weight:650;color:#aa7a2e;background:#fcf4e4;border:1px solid #edd7ad;border-radius:50%;width:37px;height:37px;display:grid;place-items:center;flex-shrink:0}.comparison-steps h3{font-size:17px;margin:0 0 6px}.comparison-steps p{font-size:14px;line-height:1.6;margin:0}.comparison-steps>small{font-size:11px}.booking-caption{font-size:12px;margin:12px 0 20px}.home-hero .visual-note div>span{font-size:11px}
@media(max-width:1100px){.home-hero h1{font-size:39px}.home-hero .hero-content{padding:32px 25px}.comparison-story{padding:28px;gap:28px}}@media(max-width:850px){.home-hero{grid-template-columns:1fr}.home-hero h1{font-size:clamp(35px,7vw,49px)}.home-hero .hero-visual{min-height:390px}.home-hero .hero-house{object-position:center 38%}.value-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.comparison-story{grid-template-columns:1fr;gap:30px}.hero-services{gap:9px 15px}}@media(max-width:500px){.value-grid{grid-template-columns:1fr;gap:9px;margin-bottom:40px}.value-grid>div{padding:14px 15px}.value-grid>div small{margin-top:2px}.comparison-story{padding:24px 20px}.home-hero .hero-content{padding:29px 23px}.home-hero h1{letter-spacing:-1.4px}.home-hero .hero-visual{min-height:365px}}
.dashboard-continuity{display:grid;grid-template-columns:1.1fr 1fr;gap:38px;margin:0 0 65px;padding:36px;border:1px solid #e4eaf0;border-radius:24px;background:linear-gradient(135deg,#f2f7fb 40%,#fffbf1)}.dashboard-heading>.eyebrow{margin-bottom:16px}.dashboard-heading p{font-size:15px}.dashboard-heading p strong{color:#244c65}.dashboard-heading .investor-note{font-size:13px;border-left:2px solid #d3a24c;padding-left:15px}.dashboard-heading .actions{gap:10px}.dashboard-heading .btn{font-size:12px;padding:12px 15px}.dashboard-route{padding:25px;border:1px solid #d9e4ec;border-radius:18px;background:#fffffff2;box-shadow:0 16px 35px #284c6510;align-self:center}.dashboard-route-top{display:flex;gap:15px;align-items:center;padding-bottom:19px;border-bottom:1px solid #e6edf1;font-size:10px;letter-spacing:1px;color:#92703a;font-weight:650}.dashboard-route-top>span:first-child{font-size:40px;color:#224c6a;line-height:1}.dashboard-route-top small{display:block;color:#345e78;font-size:15px;letter-spacing:0;margin-top:5px}.dashboard-route ol{list-style:none;margin:22px 0;padding:0;display:grid;gap:22px}.dashboard-route li{display:flex;gap:14px}.dashboard-route li>b{font-size:11px;color:#b48a42;padding-top:3px}.dashboard-route h3{font-size:16px;margin-bottom:6px}.dashboard-route p{font-size:13px;line-height:1.6;margin:0}.dashboard-route>small{font-size:10px;line-height:1.7;display:block}@media(max-width:1000px){.dashboard-continuity{grid-template-columns:1fr;padding:27px;gap:25px}}@media(max-width:500px){.dashboard-continuity{padding:24px 19px}.dashboard-route{padding:20px}.dashboard-heading .btn{width:100%}}

/* Mobile opening: photo and message together, appointment in the first screen. */
.hero-mobile-intro{display:none}
@media(max-width:850px){
.mobile-header{height:62px;padding:8px 18px}.mobile-header .brand .laubert-logo{height:43px;width:151px}.mobile-header #menu{width:37px;height:37px;font-size:20px}.topbar{display:none}main{padding:16px 16px 0}.home-hero{display:grid;grid-template-columns:minmax(0,1fr);grid-template-rows:280px auto auto auto auto;border-radius:20px;background:#fff;border:1px solid #e3eaf0;box-shadow:0 12px 30px #133e5710;gap:0;isolation:isolate}.home-hero .hero-content{display:contents}.home-hero .hero-visual{grid-area:1/1;order:initial;height:280px;min-height:280px;border-radius:0;box-shadow:none}.home-hero .hero-house{width:100%;height:100%;object-fit:cover;object-position:center 39%}.home-hero .hero-visual:after{background:linear-gradient(180deg,#0b294868 0%,transparent 27%,#0b29481a 45%,#0b2948ed 100%)}.home-hero .hero-content>.eyebrow{grid-area:1/1;align-self:start;z-index:3;color:#fff4d9;font-size:9px;letter-spacing:1px;margin:20px 20px 0;display:flex;gap:7px}.home-hero .status-dot{background:#efb853;box-shadow:0 0 0 4px #efb85322}.home-hero h1{grid-area:1/1;align-self:end;z-index:3;margin:0 20px 20px;font-size:clamp(32px,7.7vw,44px);line-height:1.08;letter-spacing:-1.25px;color:white;max-width:90%;text-shadow:0 2px 14px #0c284c44}.home-hero h1 em{color:#f7c979}.home-hero .visual-note{display:none}.home-hero .hero-services{grid-row:2;margin:18px 20px 0;gap:7px 12px}.home-hero .hero-services li{font-size:11px;font-weight:550;line-height:1.5}.home-hero .hero-lead,.home-hero .hero-description{display:none}.home-hero .hero-mobile-intro{display:block;grid-row:3;font-size:14px;line-height:1.6;color:#5b7386;margin:13px 20px 0}.home-hero .hero-mobile-intro strong{font-weight:650;color:#234b67}.home-hero .actions{grid-row:4;display:grid;grid-template-columns:minmax(0,1fr);gap:9px;margin:16px 20px 0}.home-hero .actions>.btn{min-height:49px;padding:12px 14px;font-size:14px;border-radius:11px}.home-hero .actions>.btn.outline{min-height:40px;background:#fff;box-shadow:none;border-color:#d5b67e;font-size:12px;padding:9px 12px}.home-hero .hero-caption{grid-row:5;margin:12px 20px 20px;font-size:10px;line-height:1.5;color:#698296}.bottom-nav,.quick-tools{display:none!important}.floating-contact{bottom:calc(14px + env(safe-area-inset-bottom,0px));right:12px;gap:7px;background:#ffffffed;padding:5px;border:1px solid #e1e9ef;border-radius:40px;box-shadow:0 5px 18px #15394e16}.floating-action{width:40px;height:40px;box-shadow:none;border-width:1px}.floating-action svg{width:20px;height:20px}footer{padding-bottom:100px}.value-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px;margin:17px 0 34px}.value-grid>div{display:block;padding:15px 12px;border-radius:13px;background:#f8fafb;box-shadow:none}.value-grid>div>span{display:flex;justify-content:flex-start;background:none;height:27px;min-width:0;font-size:22px;padding:0;margin-bottom:8px}.value-grid>div:first-child>span{font-size:22px}.value-grid>div strong{font-size:12px;line-height:1.5}.value-grid>div small{font-size:10px;line-height:1.6;margin-top:4px}.comparison-story{margin-bottom:36px}.comparison-intro h2{font-size:28px}.comparison-story .btn{width:100%}
}
@media(min-width:581px) and (max-width:850px){.home-hero{grid-template-rows:360px auto auto auto auto}.home-hero .hero-visual{height:360px;min-height:360px}.home-hero h1{font-size:46px}.home-hero .hero-services li{font-size:13px}.home-hero .actions{grid-template-columns:1fr 1fr}.home-hero .actions>.btn.outline{min-height:49px}.home-hero .hero-mobile-intro br{display:none}}
.mobile-partner{display:none}@media(max-width:850px){.mobile-partner{display:inline-block;margin-top:3px;font-size:10px;color:#506c81}}.btn [aria-hidden="true"]{font-family:Arial,sans-serif;font-variant-emoji:text}
/* Questions first. The advisor portrait belongs to the personal introduction below. */
.customer-hero{display:grid;grid-template-columns:1fr 1fr;gap:35px;align-items:center;padding:36px;border:1px solid #dce7ef;border-radius:24px;background:radial-gradient(ellipse at 95% 0,#fff0d4,transparent 55%),linear-gradient(130deg,#eef5fa,#f8fbfd);position:relative;overflow:hidden}.customer-hero-copy>.eyebrow{margin-bottom:20px}.customer-hero h1{font-size:clamp(35px,3.5vw,53px);line-height:1.1;letter-spacing:-1.8px;margin-bottom:22px}.customer-hero h1 em,.answer-section h2 em{font-style:normal;color:#a47327}.customer-hero-copy>p{font-size:16px;line-height:1.7;max-width:480px}.hero-service-line{font-size:11px;font-weight:600;color:#627b8d;line-height:1.7;margin-bottom:22px}.hero-proof{display:flex;flex-wrap:wrap;gap:8px;margin:24px 0 14px}.hero-proof span{padding:6px 9px;border:1px solid #d6e1e9;border-radius:7px;background:#ffffff9c;font-size:11px;font-weight:600;color:#365b74}.customer-hero-copy>small{font-size:10px;display:block;line-height:1.7}.customer-hero .quick-budget-card{padding:25px;box-shadow:0 17px 40px #284d6314;border:1px solid #e4d3ac;transform:rotate(1deg)}.customer-hero .quick-budget-result{margin-top:18px}.customer-hero .quick-budget-result>strong{font-size:39px}.secondary-budget{font-size:11px;margin-top:14px;padding-top:12px;border-top:1px solid #dce5ec;color:#667f91;display:flex;justify-content:space-between;gap:10px}.secondary-budget b{font-size:14px;color:#355b76}.customer-hero .quick-budget-card>.btn{font-size:11px;min-height:39px;margin-top:12px;width:100%;padding:9px}.customer-hero .credit-note{font-size:10px;line-height:1.6;margin:12px 0 0}.customer-hero .quick-assumptions{margin-top:12px}.customer-hero .quick-assumptions summary{font-size:10px}.customer-questions{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin:18px 0 0}.customer-questions a{display:grid;grid-template-columns:32px 1fr 12px;gap:10px;align-items:center;padding:20px 13px;border:1px solid #dfe7ed;border-radius:13px;background:#fff;box-shadow:0 5px 14px #21465f06;transition:.2s}.customer-questions a:hover{border-color:#c89b50;transform:translateY(-3px);background:#fffbf1}.customer-questions a>span{font-size:25px;color:#b18539}.customer-questions strong{font-size:11px;line-height:1.6;font-weight:600}.customer-questions b{font-size:13px;color:#8eaaBC}.answer-section{display:grid;grid-template-columns:1fr 1fr;gap:40px;padding:34px 0;margin-bottom:28px;align-items:center;scroll-margin-top:80px}.answer-section p{font-size:15px}.answer-aside{padding:28px;border:1px solid #eadcbd;border-radius:20px;background:#fffaf0}.answer-mark{font-size:49px;line-height:1;color:#c3913c;display:block;margin-bottom:17px}.answer-aside h3{font-size:20px}.answer-aside p{font-size:14px;margin-bottom:0}.confirmation-answer{display:flex;align-items:center;gap:25px;padding:32px;border-radius:21px;background:#123650;margin:0 0 60px;scroll-margin-top:85px}.confirmation-answer>div:nth-child(2){flex:1}.confirmation-answer h2{color:white;font-size:29px}.confirmation-answer .eyebrow{color:#e6bd72;margin-bottom:13px}.confirmation-answer p{font-size:14px;color:#c4d4e0}.confirmation-answer small{font-size:10px;color:#a3bbcd}.confirmation-answer .btn{flex-shrink:0;font-size:12px}.confirmation-seal{width:59px;height:72px;border:1px solid #c7a669;border-radius:12px 12px 25px 25px;display:grid;place-items:center;font-size:33px;color:#e9c782;flex-shrink:0}#bankvergleich{scroll-margin-top:85px}
@media(max-width:1150px){.customer-questions{grid-template-columns:repeat(2,minmax(0,1fr))}.customer-hero{padding:28px;gap:25px}.confirmation-answer{flex-wrap:wrap}.confirmation-answer>.btn{margin-left:84px}}
@media(max-width:850px){.customer-hero{grid-template-columns:1fr;padding:23px 20px;gap:23px;border-radius:19px}.customer-hero h1{font-size:35px;letter-spacing:-1.2px;margin-bottom:15px}.customer-hero-copy>.eyebrow{font-size:9px;margin-bottom:14px}.customer-hero-copy>p{font-size:14px;margin-bottom:13px;line-height:1.65}.hero-service-line{font-size:10px;margin-bottom:0}.customer-hero-copy>.btn{display:none}.hero-proof{margin:13px 0 8px;gap:6px}.hero-proof span{font-size:10px;padding:4px 7px}.customer-hero-copy>small{font-size:9px}.customer-hero .quick-budget-card{transform:none;padding:21px;scroll-margin-top:80px}.customer-hero .quick-budget-head{margin-bottom:15px}.customer-hero .quick-budget-result>strong{font-size:35px}.customer-hero .quick-budget-result{padding:17px}.customer-hero .quick-equity-label{margin-top:12px}.customer-hero .quick-budget-card .quick-rate-label{font-size:12px}.customer-questions{gap:9px;margin:13px 0 0}.customer-questions a{grid-template-columns:24px 1fr;padding:14px 11px;gap:8px}.customer-questions a>span{font-size:22px}.customer-questions strong{font-size:10px}.customer-questions b{display:none}.answer-section{grid-template-columns:1fr;gap:20px;padding-top:10px;margin-bottom:25px}.answer-section h2{font-size:29px}.answer-aside{padding:24px}.confirmation-answer{display:grid;grid-template-columns:1fr;gap:18px;padding:27px 23px;margin-bottom:36px}.confirmation-seal{width:42px;height:49px;font-size:23px}.confirmation-answer h2{font-size:27px}.confirmation-answer>.btn{margin:0;width:100%}}
.customer-hero .secondary-budget{color:#c1d5e3;border-color:#ffffff35}.customer-hero .secondary-budget b{color:#fff}.customer-hero input[type=range]{accent-color:#c6913b}
/* Personal consultation leads; calculation supports the decision farther down. */
.consultation-hero{display:grid;grid-template-columns:1.08fr 1fr;border:1px solid #e1e8ee;border-radius:24px;overflow:hidden;background:linear-gradient(125deg,#eff5fa,#fffbf1);margin-bottom:52px}.consultation-copy{padding:38px 32px;align-self:center}.consultation-copy>.eyebrow{margin-bottom:21px}.consultation-copy h1{font-size:clamp(34px,3.3vw,51px);letter-spacing:-1.7px;line-height:1.12;margin-bottom:23px}.consultation-copy h1 em{font-style:normal;color:#a6752a}.consultation-invite{font-size:15px;line-height:1.8;margin-bottom:25px}.consultation-invite>strong{display:block;color:#294e69;font-size:19px;margin-bottom:9px}.consultation-promise{display:flex;flex-wrap:wrap;gap:7px 15px;font-size:11px;font-weight:600;color:#59705c;margin:19px 0 13px}.consultation-copy>small{display:block;font-size:10px;line-height:1.7}.consultation-photo{position:relative;min-height:560px}.consultation-photo>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 44%}.consultation-photo:after{content:'';position:absolute;inset:50% 0 0;background:linear-gradient(transparent,#12365085);pointer-events:none}.adviser-label{position:absolute;z-index:2;bottom:24px;left:24px;background:#ffffffed;padding:13px 19px;border:1px solid #fff;border-radius:12px;box-shadow:0 9px 25px #133b5117}.adviser-label span{display:block;font-size:10px;color:#6b8395}.adviser-label strong{font-size:18px;font-weight:650;color:#244b65}.consultation-hero+.home-offerings{margin-bottom:30px}.bank-showcase{margin-bottom:30px!important}.needs-section{margin:0 0 42px}.needs-section>.section-heading{max-width:780px}.needs-section .customer-questions{margin-top:23px}.consultation-calculator{margin:0 0 50px}.consultation-calculator .home-planning-copy>small{font-size:11px;display:block;margin-top:18px}.consultation-calculator .credit-note{font-size:10px;margin:13px 0}.consultation-calculator .quick-budget-card>.btn{font-size:11px;width:100%;margin-top:10px;min-height:40px;padding:10px}.consultation-calculator .secondary-budget{color:#bfd3e1;border-color:#ffffff35}.consultation-calculator .secondary-budget b{color:white}
@media(max-width:850px){.consultation-hero{display:grid;grid-template-columns:minmax(0,1fr);grid-template-rows:275px auto auto auto auto;border-radius:19px;margin-bottom:32px}.consultation-copy{display:contents}.consultation-photo{grid-area:1/1;min-height:275px;height:275px}.consultation-photo>img{object-position:center 39%}.consultation-photo:after{inset:0;background:linear-gradient(180deg,#0c2b4755,transparent 35%,#102f4cec)}.adviser-label{bottom:auto;left:auto;right:16px;top:16px;padding:8px 12px;background:#ffffffed;border-radius:9px}.adviser-label span{display:none}.adviser-label strong{font-size:12px}.consultation-copy>.eyebrow{grid-area:1/1;align-self:start;z-index:2;margin:21px 17px;color:#fff1d2;font-size:8px;letter-spacing:.7px;max-width:55%}.consultation-copy h1{grid-area:1/1;align-self:end;z-index:2;color:white;font-size:34px;line-height:1.1;letter-spacing:-1.2px;margin:0 20px 20px}.consultation-copy h1 em{color:#f5c676}.consultation-invite{grid-row:2;margin:18px 20px 0;font-size:12px;line-height:1.7}.consultation-invite>strong{font-size:17px;margin-bottom:5px}.consultation-copy>.btn{grid-row:3;margin:17px 20px 0;min-height:49px;font-size:14px}.consultation-promise{grid-row:4;margin:15px 20px 0;font-size:10px;gap:5px 13px}.consultation-copy>small{grid-row:5;font-size:9px;line-height:1.6;margin:10px 20px 20px}.consultation-hero+.home-offerings .section-heading h2{font-size:27px}.consultation-hero+.home-offerings .section-heading p{font-size:13px}.consultation-calculator{grid-template-columns:1fr}.consultation-calculator .quick-budget-card{padding:23px}.needs-section{margin-bottom:33px}.needs-section h2{font-size:27px}.needs-section .section-heading>p{font-size:14px}.consultation-calculator .home-planning-copy>.btn{font-size:12px}.consultation-hero+.home-offerings .image-offers{gap:14px}.consultation-hero+.home-offerings .image-offer{display:grid;grid-template-columns:105px 1fr}.consultation-hero+.home-offerings .offer-image{height:100%;min-height:160px}.consultation-hero+.home-offerings .offer-copy{padding:17px 15px}.consultation-hero+.home-offerings .photo-kicker{font-size:8px;margin-bottom:7px}.consultation-hero+.home-offerings .offer-copy h3{font-size:18px;margin-bottom:9px}.consultation-hero+.home-offerings .offer-copy p{font-size:12px;margin-bottom:12px}.consultation-hero+.home-offerings .card-action{font-size:11px;padding-top:9px}}
/* Clear choices and reassuring benefit checks. */
.consultation-hero{margin-bottom:22px}.consultation-hero+.bank-showcase{margin:0 0 43px!important;padding:21px 0 0!important;border-top:0;border-bottom:1px solid #e6edf1}.consultation-hero+.bank-showcase .bank-wall-heading{text-align:center}.consultation-hero+.bank-showcase .bank-wall-heading>span{display:none}.consultation-hero+.bank-showcase .bank-wall-heading h2{font-size:23px;line-height:1.4;margin-bottom:8px;letter-spacing:-.6px}.consultation-hero+.bank-showcase .bank-wall-heading p{display:none}.consultation-hero+.bank-showcase .bank-band-footer{padding-bottom:14px}.home-offerings{margin-bottom:45px}.image-offer .offer-button{display:flex;width:100%;font-size:12px;padding:12px 10px;min-height:46px;margin-top:auto}.image-offer .offer-copy p{margin-bottom:22px}.card-action{border:0}.benefits-heading{margin-bottom:18px}.value-grid{margin-top:0}.value-grid>div>.benefit-check{color:#327a61;background:#eaf5ef;min-width:36px;width:36px;height:36px;padding:7px;border-radius:50%;display:grid;place-items:center}.benefit-check svg{width:22px;height:22px}.customer-questions a{grid-template-columns:32px 1fr}.customer-questions a>b{display:none}.customer-questions a>span{font-family:Arial,sans-serif}
@media(max-width:850px){.consultation-hero+.bank-showcase{margin-bottom:31px!important}.consultation-hero+.bank-showcase .bank-wall-heading h2{font-size:19px;line-height:1.45}.home-offerings .image-offers{gap:15px}.home-offerings .image-offer{display:grid;grid-template-columns:100px minmax(0,1fr)}.home-offerings .offer-image{height:100%;min-height:175px}.home-offerings .offer-copy{padding:18px 14px}.home-offerings .offer-copy h3{font-size:17px;overflow-wrap:anywhere}.home-offerings .offer-copy p{font-size:12px;margin-bottom:14px}.home-offerings .offer-button{font-size:10px;padding:10px 7px;min-height:40px}.value-grid>div>.benefit-check{display:grid;min-width:30px;width:30px;height:30px;padding:6px;margin-bottom:10px}.benefit-check svg{width:18px;height:18px}.benefits-heading h2{font-size:27px}.customer-questions a{grid-template-columns:24px 1fr}}
.value-grid>div>.benefit-icon{display:grid;place-items:center;flex-shrink:0;width:48px;min-width:48px;height:48px;padding:8px;border:1px solid #ead8b4;border-radius:14px;background:linear-gradient(140deg,#fff8e8,#f0f5fa);color:#2e5875;box-shadow:inset 0 0 0 3px #ffffff8c}.benefit-icon svg{width:32px;height:32px}.benefit-icon svg>path:first-child,.benefit-icon svg>circle:first-child,.benefit-icon svg>rect:first-child{stroke:#b48739}@media(max-width:850px){.value-grid>div>.benefit-icon{width:40px;min-width:40px;height:40px;padding:6px;margin-bottom:11px;border-radius:11px}.benefit-icon svg{width:28px;height:28px}}
/* Navy jewel buttons, warm metallic contour and restrained light sweep. */
.btn,.btn:hover{position:relative;isolation:isolate;overflow:hidden;border:1px solid transparent;background:linear-gradient(120deg,#17486b,#102f4c 60%,#0b2540) padding-box,linear-gradient(115deg,#a87931,#efd290 30%,#fff1c4 53%,#c99943 77%,#9f712c) border-box;color:#fff;box-shadow:inset 0 1px 0 #ffffff20,0 4px 0 #0b29451a,0 10px 23px #123d5d18;text-shadow:none;transition:transform .25s,box-shadow .25s,filter .25s}.btn:hover{filter:brightness(1.09);box-shadow:inset 0 1px 0 #ffffff2a,0 6px 0 #102e4812,0 15px 28px #123d5d26}.btn:before{content:'';position:absolute;inset:-60% auto -60% -65%;width:28%;background:linear-gradient(90deg,transparent,#ffffff2d,transparent);transform:skewX(-22deg);pointer-events:none}.btn:hover:before{animation:button-light-pass .9s ease-out}.btn.outline,.btn.white,.btn.outline:hover,.btn.white:hover{background:linear-gradient(120deg,#fff,#fffcf4) padding-box,linear-gradient(115deg,#bd9147,#f0d692 35%,#aa7d32 65%,#ead19a) border-box;border:1px solid transparent;color:#244d6b;box-shadow:inset 0 0 0 2px #fff,0 4px 13px #a3792e0d}.btn.outline:before,.btn.white:before{background:linear-gradient(90deg,transparent,#e3bd6e25,transparent)}.consultation-copy>.btn{font-weight:650;padding:15px 23px;box-shadow:inset 0 1px 0 #ffffff25,0 0 0 3px #d8b96a25,0 10px 25px #14385320}.consultation-copy>.btn:before{animation:button-light-idle 9s ease-in-out infinite}.meeting-outcome-note{font-size:11px!important;line-height:1.7;color:#6d8291}.consultation-calculator .home-planning-copy>p strong{color:#315875;font-weight:650}.consultation-invite>strong{line-height:1.5;font-size:18px}@keyframes button-light-pass{to{left:135%}}@keyframes button-light-idle{0%,75%{left:-65%;opacity:0}78%{opacity:1}93%,100%{left:135%;opacity:0}}@media(prefers-reduced-motion:reduce){.btn:before,.btn:hover:before,.consultation-copy>.btn:before{animation:none;display:none}.btn,.btn:hover{transition:none}}
@media(max-width:850px){.consultation-invite>strong{font-size:15px}.consultation-copy>.btn{padding:13px 18px}.meeting-outcome-note{font-size:10px!important}}
.btn,.btn:hover{border-radius:999px;background:linear-gradient(115deg,#0c4160,#247894) padding-box,linear-gradient(115deg,#9b763d,#e6c27d,#fff3c2,#b48a49,#e8ca91) border-box}.btn.outline,.btn.white,.btn.outline:hover,.btn.white:hover{border-radius:999px;background:linear-gradient(120deg,#fff,#f1f7fa) padding-box,linear-gradient(115deg,#9b763d,#e6c27d,#fff3c2,#b48a49,#e8ca91) border-box}.btn:after{content:'';position:absolute;inset:-1px;border-radius:inherit;padding:1.6px;pointer-events:none;z-index:3;background:linear-gradient(115deg,#9b763d,#e6c27d 18%,#fff3c2 23%,#b48a49 28%,#d5ad66 48%,#fff4ca 53%,#9b763d 73%,#ffedb6 81%,#b48a49);background-size:300% 300%;-webkit-mask:linear-gradient(#fff 0 0) content-box,linear-gradient(#fff 0 0);-webkit-mask-composite:xor;mask:linear-gradient(#fff 0 0) content-box,linear-gradient(#fff 0 0);mask-composite:exclude;animation:finance-edge-glimmer 9s ease-in-out infinite;opacity:.9}@keyframes finance-edge-glimmer{0%,100%{background-position:0% 50%}50%{background-position:100% 50%}}@media(prefers-reduced-motion:reduce){.btn:after{animation:none}}
/* The first call has tangible outcomes and one obvious next step. */
.consultation-copy{padding:33px 30px}.consultation-copy h1{margin-bottom:20px}.consultation-invite{margin-bottom:15px}.consultation-invite>strong{font-size:18px;line-height:1.55;font-weight:600}.outcomes-label{font-size:12px;font-weight:600;color:#658094;margin:0 0 12px}.consultation-outcomes{list-style:none;padding:0;margin:0 0 18px;display:grid;gap:13px}.consultation-outcomes li{display:flex;align-items:flex-start;gap:10px;font-size:13px;line-height:1.65;color:#4d6d83}.consultation-outcomes li>svg{width:21px;height:21px;padding:3px;border-radius:50%;background:#e9f3ed;color:#3a7b5b;flex-shrink:0;margin-top:1px}.consultation-outcomes strong{font-weight:650;color:#234b67}.consultation-promise{margin:17px 0 18px;gap:7px}.consultation-promise>span{padding:5px 8px;font-size:9px;font-weight:600;border:1px solid #d8e3e6;border-radius:6px;color:#3b6575;background:#fff9}.booking-hint{font-size:11px;line-height:1.6;color:#607d90;margin:0 0 12px}.consultation-copy>small{margin-top:15px;line-height:1.6;font-size:9px}.consultation-photo{min-height:650px}
@media(max-width:850px){.consultation-hero{grid-template-rows:240px auto auto auto auto auto auto auto}.consultation-photo{height:240px;min-height:240px}.consultation-copy{display:contents}.consultation-copy h1{font-size:32px;margin-bottom:18px}.consultation-invite{grid-row:2;margin:15px 19px 0}.consultation-invite>strong{font-size:14px;line-height:1.55}.outcomes-label{grid-row:3;font-size:10px;margin:13px 19px 7px}.consultation-outcomes{grid-row:4;margin:0 19px;gap:9px}.consultation-outcomes li{font-size:11px;line-height:1.6;gap:8px}.consultation-outcomes li>svg{width:18px;height:18px;padding:3px}.consultation-promise{grid-row:5;margin:13px 19px 0;gap:5px}.consultation-promise>span{font-size:8px;padding:4px 6px}.booking-hint{grid-row:6;font-size:10px;line-height:1.5;margin:13px 19px 0}.consultation-copy>.btn{grid-row:7;margin:10px 19px 0;min-height:47px}.consultation-copy>small{grid-row:8;font-size:8px;margin:11px 19px 17px;color:#6a8090}}
.consultation-actions{display:grid;gap:10px;max-width:365px}.consultation-actions>.btn{font-size:12px;padding:13px 18px;min-height:48px}.consultation-actions>.concrete-financing-btn,.consultation-actions>.concrete-financing-btn:hover{background:linear-gradient(115deg,#102f4d,#071d35) padding-box,linear-gradient(115deg,#9b763d,#e6c27d,#fff3c2,#b48a49) border-box;color:#fff}.consultation-actions>.btn:first-child:before{animation:button-light-idle 9s ease-in-out infinite}@media(max-width:850px){.consultation-actions{grid-row:7;margin:11px 19px 0;max-width:none;gap:9px}.consultation-actions>.btn{font-size:12px;padding:12px 14px;min-height:45px}}@media(prefers-reduced-motion:reduce){.consultation-actions>.btn:first-child:before{animation:none}}
/* The original Udo blue/white and green/white travelling contour. */
.btn{--finance-edge:linear-gradient(115deg,#184b78,#75c4ed 18%,#fff 23%,#3885ad 28%,#93ddff 48%,#fff 53%,#257296 70%,#e7faff 82%,#4e9dc3);--finance-glow:#63bfe62b}.btn,.btn:hover{background:linear-gradient(115deg,#0c4160,#247894) padding-box,var(--finance-edge) border-box;border:1px solid transparent;box-shadow:0 5px 18px var(--finance-glow)}.btn.outline,.btn.white,.btn.outline:hover,.btn.white:hover{--finance-edge:linear-gradient(115deg,#1e684f,#a1d8bb 18%,#fff 23%,#32886a 28%,#c7ecdf 48%,#fff 53%,#246f59 73%,#d7f8ec 81%,#55a88c);--finance-glow:#27816220;background:linear-gradient(120deg,#fff,#f0f8f5) padding-box,var(--finance-edge) border-box;color:#244f56;box-shadow:0 5px 18px var(--finance-glow)}.consultation-actions>.concrete-financing-btn,.consultation-actions>.concrete-financing-btn:hover{--finance-edge:linear-gradient(115deg,#1e684f,#a1d8bb 18%,#fff 23%,#32886a 28%,#c7ecdf 48%,#fff 53%,#246f59 73%,#d7f8ec 81%,#55a88c);--finance-glow:#27816226;background:linear-gradient(115deg,#102f4d,#071d35) padding-box,var(--finance-edge) border-box;box-shadow:0 5px 18px var(--finance-glow)}.btn:before{display:none}.btn:after{background:var(--finance-edge);background-size:300% 300%;animation:finance-edge-glimmer 9s ease-in-out infinite;opacity:.9}.btn:hover{box-shadow:0 8px 25px var(--finance-glow)}.compact-answers{margin:0 0 40px;max-width:100%}.compact-answers .section-heading{margin-bottom:20px}.compact-answers>.btn{margin-top:24px}.compact-answers details{scroll-margin-top:90px}.compact-portal{display:block;padding:30px 34px;margin-bottom:40px}.compact-portal .dashboard-heading{max-width:800px}.compact-portal h2{font-size:29px}.compact-portal .dashboard-heading>p{font-size:14px;margin-bottom:15px}.compact-portal .actions{margin-top:19px}.compact-answers .faq summary{font-size:15px}.compact-answers .faq p{line-height:1.7}.consultation-calculator{margin-bottom:40px}.clean-personal.home-about{margin-bottom:15px}@media(max-width:850px){.compact-portal{padding:25px 22px;margin-bottom:32px}.compact-portal h2{font-size:27px}.compact-answers{margin-bottom:32px}.compact-answers .faq summary{font-size:14px;line-height:1.6}.compact-answers>.btn{width:100%;font-size:12px}}@media(prefers-reduced-motion:reduce){.btn:after{animation:none}}@supports not (mask-composite:exclude){.btn:after{display:none}}
.consultation-hero+.bank-showcase .bank-wall-heading>p{display:block;font-size:13px;color:#607d90;margin:9px 0 12px;font-weight:500}@media(max-width:850px){.consultation-hero+.bank-showcase .bank-wall-heading>p{font-size:11px}}
.photo-partner-mark{position:absolute;top:15px;right:15px;z-index:3;width:248px;padding:10px 14px 11px;border:1px solid #ffffffd6;border-radius:13px;background:#fffffff0;box-shadow:0 7px 25px #183d5718;color:#153d59}.photo-partner-mark>strong{display:block;font-size:14px;line-height:1.4;font-weight:650;margin-bottom:6px}.photo-partner-logos{display:grid;grid-template-columns:1fr 22px 1fr;align-items:center;gap:9px}.photo-partner-logos>.photo-laubert-logo{display:block;width:100%;height:auto;color:#153d59}.photo-partner-logos>span{font-size:26px;line-height:1;color:#598d86;text-align:center}.photo-partner-logos>img{width:100%;height:41px;object-fit:contain}@media(max-width:850px){.photo-partner-mark{width:204px;right:11px;top:11px;padding:8px 11px;border-radius:10px}.photo-partner-mark>strong{font-size:12px;margin-bottom:4px}.photo-partner-logos{grid-template-columns:1fr 17px 1fr;gap:6px}.photo-partner-logos>span{font-size:22px}.photo-partner-logos>img{height:32px}.consultation-copy>.eyebrow{display:none}}
/* Definitive type scale across all views: supersedes older section-level sizes. */
:root{--reading-size:16px;--note-size:12px;--section-title:32px;--card-title:21px}
.view{font-family:Inter,Arial,sans-serif}.view h2{font-size:var(--section-title)!important;line-height:1.23;letter-spacing:-.8px}.view h3{font-size:var(--card-title)!important;line-height:1.3}.view p,.view .consultation-outcomes li{font-size:var(--reading-size)!important;line-height:1.7!important}.view .btn{font-size:14px!important;line-height:1.5;min-height:48px}.view :is(small,.fine,.field-note,.summary-note,.hero-caption,.credit-note,.meeting-outcome-note,.booking-hint){font-size:var(--note-size)!important;line-height:1.7!important;color:#60788b}.view .eyebrow{font-size:11px!important;line-height:1.6;letter-spacing:1.1px}.view :is(label,summary){font-size:14px;line-height:1.6}.view :is(input,select,textarea){font-size:16px}.view .consultation-invite>strong{font-size:19px;line-height:1.55}.view .outcomes-label{font-size:13px!important;font-weight:600}.view .consultation-promise>span{font-size:11px;padding:5px 8px}.view .value-grid strong{font-size:15px}.view .value-grid small{font-size:13px!important;line-height:1.65!important}.view .bank-wall-heading h2{font-size:24px!important;line-height:1.35}.view .bank-wall-heading p{font-size:14px!important}.view .quick-assumptions summary{font-size:12px;line-height:1.6}.view .quick-rate-label,.view .quick-equity-label{font-size:14px}.view .range-scale,.view .secondary-budget{font-size:12px}.view .offer-copy h3{font-size:20px!important;overflow-wrap:normal}.view .quick-budget-card>.btn{min-height:45px;font-size:13px!important;white-space:normal}.consultation-photo{min-height:700px}.view .photo-partner-mark>strong{font-size:14px}.photo-partner-mark{width:252px}.view .compact-answers .faq summary{font-size:16px;line-height:1.6}
@media(max-width:850px){:root{--reading-size:15px;--note-size:12px;--section-title:28px;--card-title:20px}.view h1,.view .product-hero h1{font-size:34px;line-height:1.15;letter-spacing:-1.2px}.view .consultation-copy h1{font-size:32px}.view .consultation-invite{font-size:14px!important;line-height:1.65!important}.view .consultation-invite>strong{font-size:16px}.view .consultation-outcomes li{font-size:14px!important;line-height:1.6!important}.view .consultation-promise>span{font-size:10px}.view .outcomes-label{font-size:12px!important}.view .consultation-actions>.btn{font-size:14px!important;min-height:48px}.view .value-grid strong{font-size:14px}.view .value-grid small{font-size:12px!important}.view .offer-copy p{font-size:14px!important}.view .offer-copy h3{font-size:19px!important;overflow-wrap:anywhere}.view .offer-copy .btn{font-size:13px!important;min-height:45px;white-space:normal}.view .bank-wall-heading h2{font-size:21px!important}.view .bank-wall-heading p{font-size:13px!important}.view .photo-partner-mark>strong{font-size:12px}.consultation-photo{height:240px;min-height:240px}.photo-partner-mark{width:204px}.view .compact-answers .faq summary{font-size:15px}}
/* Small physical depth: preserves click targets and avoids scroll hijacking. */
.consultation-photo.depth-card{transform-origin:center;transition:transform .4s ease}.consultation-photo.depth-card:hover{--lift:0px;box-shadow:none}.photo-partner-mark{transform:translateZ(22px);box-shadow:0 13px 28px #14334d24}.image-offer .offer-image{position:relative}.image-offer{box-shadow:0 9px 24px #153a540b}.image-offer.depth-card:hover{box-shadow:0 22px 40px #153a5422}.value-grid>div{transition:translate .3s,box-shadow .3s}.value-grid>div:hover{translate:0 -4px;box-shadow:0 12px 25px #173f5510}.value-grid>div:hover .benefit-icon{transform:perspective(450px) rotateY(-10deg) rotateX(5deg) translateZ(6px)}.benefit-icon{transition:transform .35s}.scroll-reveal.is-revealed{animation:polished-arrival .75s cubic-bezier(.2,.65,.3,1) both}@keyframes polished-arrival{from{opacity:.35;translate:0 22px;scale:.985}to{opacity:1;translate:0 0;scale:1}}
@supports(animation-timeline:view()){.offer-image img{animation:photo-scroll-depth linear both;animation-timeline:view();animation-range:entry 0% cover 55%}@keyframes photo-scroll-depth{from{scale:1.075}to{scale:1}}}
@media(hover:none){.value-grid>div:hover{translate:none;box-shadow:none}.value-grid>div:hover .benefit-icon{transform:none}}
@media(prefers-reduced-motion:reduce){.scroll-reveal.is-revealed,.offer-image img{animation:none}.depth-card,.depth-card:hover,.photo-partner-mark,.value-grid>div:hover .benefit-icon{transform:none}.value-grid>div:hover{translate:none}.benefit-icon,.value-grid>div,.consultation-photo.depth-card{transition:none}}
.photo-adviser-name{position:absolute;bottom:20px;right:20px;z-index:4;padding:10px 16px;border-radius:10px;border:1px solid #ffffffdc;background:#fffffff0;box-shadow:0 8px 24px #14334d1c;color:#153d59;font-size:15px;font-weight:650;line-height:1.4}.photo-partner-mark{padding-top:11px}@media(max-width:850px){.photo-adviser-name{bottom:12px;right:12px;padding:6px 10px;font-size:12px;border-radius:8px}.view .consultation-copy h1{margin-bottom:53px}.photo-partner-mark{padding-top:8px}}
/* Stacked partner mark leaves the face clear; three larger benefits share one row. */
.photo-partner-mark{width:144px;padding:12px}.photo-partner-logos{grid-template-columns:minmax(0,1fr);justify-items:center;gap:5px}.photo-partner-logos>.photo-laubert-logo{width:116px;max-width:100%;height:40px}.photo-partner-logos>span{font-size:25px;line-height:1;height:23px}.photo-partner-logos>img{width:116px;max-width:100%;height:49px}.consultation-promise{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px;margin:20px 0}.view .consultation-promise>span{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:3px;min-height:70px;padding:11px 7px;border-radius:11px;border:1px solid #d7e3e9;background:linear-gradient(145deg,#fff,#f2f7fa);text-align:center;box-shadow:0 4px 12px #244d6507}.consultation-promise strong{font-size:15px;font-weight:650;line-height:1.4;color:#234f69;white-space:nowrap}.view .consultation-promise small{display:block;font-size:12px!important;line-height:1.4!important;color:#617e90;white-space:nowrap}@media(max-width:850px){.photo-partner-mark{width:110px;padding:8px;right:11px;top:11px;border-radius:10px}.photo-partner-logos{gap:3px}.photo-partner-logos>.photo-laubert-logo{width:94px;height:32px}.photo-partner-logos>span{font-size:20px;height:19px;line-height:19px}.photo-partner-logos>img{width:94px;height:37px}.consultation-promise{grid-row:5;grid-template-columns:repeat(3,minmax(0,1fr));gap:7px;margin:15px 19px 0}.view .consultation-promise>span{min-height:65px;padding:10px 5px;gap:4px;border-radius:9px}.consultation-promise strong{font-size:13px}.view .consultation-promise small{font-size:12px!important}}@media(max-width:360px){.consultation-promise{gap:5px;margin-left:15px;margin-right:15px}.consultation-promise strong{font-size:12px}.view .consultation-promise small{font-size:11px!important}}
.photo-adviser-name{display:block;padding:10px 14px}.view .photo-adviser-name>small{display:block;font-size:12px!important;line-height:1.4!important;font-weight:400;color:#607d90;white-space:nowrap;margin-bottom:3px}.photo-adviser-name>strong{display:block;font-size:16px;line-height:1.4;font-weight:650}@media(max-width:850px){.photo-adviser-name{padding:8px 12px}.view .photo-adviser-name>small{font-size:12px!important}.photo-adviser-name>strong{font-size:14px}.consultation-hero{grid-template-rows:280px auto auto auto auto auto auto auto}.consultation-photo{height:280px;min-height:280px}.view .consultation-copy h1{margin-bottom:80px}}
@media(max-width:850px){.consultation-actions{margin-bottom:20px}}
@media(max-width:580px){.consultation-hero{grid-template-rows:400px auto auto auto auto auto auto auto}.consultation-photo{height:400px;min-height:400px}.consultation-photo>img{object-position:center top}.view .consultation-copy h1{margin-bottom:80px}.view .consultation-invite>strong{font-size:16px;letter-spacing:-.2px}}
/* Match the visible mark height, including the Laubert SVG's internal whitespace. */
.cooperation-logo-row .cooperation-logo-item img{width:42%;max-width:103px;height:auto;object-fit:contain}
/* Paired hero lead-ins share one typographic treatment. */
.view .consultation-invite>strong,.view .outcomes-label{font-size:19px!important;font-weight:600;color:#294e69;line-height:1.55!important;letter-spacing:normal}
@media(max-width:850px){.view .consultation-invite>strong,.view .outcomes-label{font-size:16px!important;letter-spacing:-.2px}}
/* Soft blue/white/green backgrounds support the travelling button edges. */
.consultation-hero{background:radial-gradient(ellipse at 3% 5%,#e4f0f9 0,transparent 65%),linear-gradient(130deg,#f4f8fc 25%,#fff 60%,#ecf6f1 100%)}.cooperation-strip.logo-cooperation{background:radial-gradient(ellipse at 50% 46%,#eaf4f980 0,#f0f8f548 44%,transparent 72%)}.consultation-calculator{background:radial-gradient(ellipse at 0% 0%,#e7f1fa,transparent 65%),linear-gradient(120deg,#f2f7fc,#fff 64%,#eff7f2)}.compact-portal{background:linear-gradient(125deg,#edf5fb 0,#f7fbfc 55%,#edf7f1 100%)}.value-grid>div{background:linear-gradient(145deg,#fff 25%,#f3f8fb 80%,#f1f7f3)}
.consultation-copy>.consultation-booking{display:flex;max-width:365px;margin:0 0 20px;font-size:14px;padding:13px 18px;min-height:48px}.consultation-actions{margin-top:0}@media(max-width:850px){/* Breathing room before the promised call outcomes. */
.view .outcomes-label{margin-top:20px}}
/* Explicit short paragraph break after the financing-confirmation sentence. */
.view .consultation-invite{margin-bottom:0;padding-bottom:24px}.view .outcomes-label{margin-top:0}
/* Trust tiles precede the consultation outcomes on desktop and mobile. */
.view .consultation-promise{margin-top:0;margin-bottom:28px}
@media(max-width:850px){.view .consultation-promise{grid-row:3;margin-bottom:24px}.view .outcomes-label{grid-row:4}.view .consultation-outcomes{grid-row:5}}

/* Photo caption inspired by the coaching site's image text band. */
.consultation-photo>img{height:calc(100% - 86px);bottom:86px}
.photo-adviser-name{left:0;right:0;bottom:0;min-height:86px;padding:17px 20px;border:0;border-left:3px solid #e1c17b;border-radius:0;background:linear-gradient(115deg,#082c43,#0c425b);box-shadow:none;color:#edfaff;text-align:left}
.view .photo-adviser-name>small{font-size:18px!important;line-height:1.4!important;font-weight:600;color:#edfaff;margin:0 0 2px;white-space:normal}
.photo-adviser-name>strong{font-size:24px;line-height:1.4;font-weight:800;color:#f5dfa7}
@media(max-width:850px){.consultation-photo>img{height:calc(100% - 76px);bottom:76px}.photo-adviser-name{min-height:76px;padding:13px 18px}.view .photo-adviser-name>small{font-size:16px!important}.photo-adviser-name>strong{font-size:21px}.view .consultation-copy h1{margin-bottom:100px}}

/* Personal caption and brand share a quiet navy signature band. */
.photo-adviser-name{display:flex;align-items:center;justify-content:space-between;gap:16px;background:#102f4d}
.adviser-band-copy{display:block;min-width:0}
.view .adviser-band-copy>small{display:block;font-size:16px!important;line-height:1.4!important;color:#d8e6ef;font-weight:500;margin-bottom:3px}
.adviser-band-copy>strong{display:block;font-size:24px;line-height:1.3;font-weight:750;color:#fff}
.adviser-band-logo{display:block;width:132px;height:auto;flex-shrink:0;color:#fff}
@media(max-width:850px){.photo-adviser-name{gap:10px}.view .adviser-band-copy>small{font-size:14px!important}.adviser-band-copy>strong{font-size:21px}.adviser-band-logo{width:108px}}
@media(max-width:360px){.photo-adviser-name{padding-left:12px;padding-right:12px;gap:8px}.view .adviser-band-copy>small{font-size:12px!important}.adviser-band-copy>strong{font-size:19px}.adviser-band-logo{width:94px}}

/* Use the existing unaltered portrait instead of the generated house scene. */
.consultation-photo{background:radial-gradient(ellipse at 50% 42%,#fff 0,#e7f2fa 62%,#d7e8f3 100%)}
.consultation-photo>img{object-fit:contain;object-position:center;padding:28px;filter:none}
@media(max-width:850px){.consultation-photo>img{object-position:center;padding:12px}.view .consultation-copy h1{color:#173b55;text-shadow:0 1px 12px #fff;margin-bottom:94px;font-size:29px}.consultation-copy h1 em{color:#a57424}.consultation-photo:after{background:linear-gradient(0deg,#eff7fc 76px,#eff7fce8 110px,transparent 230px)}}

/* Sparse hand-drawn financing motifs surround the untouched portrait. */
.portrait-with-doodles>img{padding:68px 44px 64px}
.portrait-doodles{position:absolute;inset:0 0 86px;pointer-events:none;z-index:2}
.portrait-doodle{position:absolute;filter:drop-shadow(0 3px 5px #fff8)}
.doodle-house{width:100px;left:7%;top:7%;transform:rotate(-9deg)}
.doodle-euro{width:76px;right:8%;top:9%;transform:rotate(12deg)}
.doodle-family{width:116px;right:7%;bottom:7%;transform:rotate(-7deg)}
@media(max-width:850px){.portrait-with-doodles>img{padding:22px 38px 50px}.portrait-doodles{bottom:76px}.doodle-house{width:67px;left:6%;top:5%}.doodle-euro{width:53px;right:6%;top:7%}.doodle-family{width:76px;right:4%;bottom:19%}}
@media(prefers-reduced-motion:no-preference) and (hover:hover){.portrait-doodle{transition:transform .4s ease}.portrait-with-doodles:hover .doodle-house{transform:rotate(-5deg) translateY(-3px)}.portrait-with-doodles:hover .doodle-euro{transform:rotate(5deg) translateY(-4px)}.portrait-with-doodles:hover .doodle-family{transform:rotate(-3deg) translateX(3px)}}

.doodle-euro{width:108px;right:5%}@media(max-width:850px){.doodle-euro{width:78px;right:4%}}
.doodle-euro{left:6%;right:auto;top:auto;bottom:7%;transform:rotate(-8deg)}
@media(max-width:850px){.doodle-euro{left:4%;right:auto;top:auto;bottom:19%}}

/* Four separate financing symbols frame the portrait. */
.doodle-euro{width:76px;left:auto;right:8%;top:9%;bottom:auto;transform:rotate(12deg)}
.doodle-percent{width:82px;left:7%;bottom:7%;transform:rotate(-8deg)}
@media(max-width:850px){.doodle-euro{width:53px;left:auto;right:6%;top:7%;bottom:auto}.doodle-percent{width:60px;left:5%;bottom:19%}}

/* The cooperation is a trust statement, with no link or button interaction. */
.brand-cooperation,.top-cooperation,.cooperation-logo-item{cursor:default;text-decoration:none}
.cooperation-logo-item:hover{transform:none;box-shadow:none}

/* Home combines personal advice with the mortgage page's strongest sections. */
.home-specialist .consultation-photo:after{display:none}
.home-specialist .home-offerings{margin:0 0 36px}
.home-specialist .offer-copy{padding:22px 20px}
.home-specialist .offer-copy p{flex:1}
.home-specialist .home-zins{margin:0 0 42px;padding:30px;gap:24px;background:linear-gradient(120deg,#fff9ec,#f0f6fa);border-color:#e9dfc7}
.home-specialist .home-zins>div:nth-child(2){flex:1;min-width:0}
.home-specialist .home-zins .btn{flex-shrink:0}
.home-specialist .home-zins p{margin-bottom:0}
.home-specialist .logo-cooperation{margin-bottom:38px}
.home-support{display:grid;grid-template-columns:1.08fr 1fr;gap:24px;margin:0 0 44px}
.home-support>div{padding:28px;border:1px solid #dce7ed;border-radius:22px;display:flex;flex-direction:column;align-items:flex-start;background:#fff}
.home-support .support-personal{background:linear-gradient(140deg,#f1f7fc,#fff)}
.home-support .support-portal{background:linear-gradient(140deg,#f0f7f3,#fff)}
.support-person-heading{display:flex;align-items:center;gap:17px;margin-bottom:18px;width:100%}
.support-person-heading>img{width:76px;height:76px;object-fit:contain;flex-shrink:0}
.support-person-heading .eyebrow{margin-bottom:7px}
.view .home-support h2{font-size:25px!important;line-height:1.25;letter-spacing:-.5px;margin-bottom:0}
.view .home-support p{font-size:15px!important;margin:0 0 22px}
.home-support .btn{margin-top:auto}
.portal-house-icon{display:flex;align-items:center;justify-content:center;width:42px;height:42px;color:#a57a32;background:#fff;border-radius:12px;margin-bottom:12px}
.portal-house-icon>svg{width:31px;height:31px}
.support-portal>.eyebrow{margin-bottom:7px}
.view .support-portal h2{margin-bottom:18px}
.home-specialist .consultation-calculator{margin-bottom:44px}
@media(max-width:1100px){.home-specialist .home-zins{flex-wrap:wrap}.home-specialist .home-zins>div:nth-child(2){min-width:220px}.home-specialist .home-zins>.btn{margin-left:0}.support-person-heading{align-items:flex-start;gap:12px}.support-person-heading>img{width:60px;height:60px}.view .home-support h2{font-size:23px!important}}
@media(max-width:850px){
 .home-specialist .consultation-hero{grid-template-rows:auto auto 330px auto auto auto auto auto;row-gap:0}
 .home-specialist .consultation-copy>.eyebrow{grid-area:1/1;position:static;max-width:none;align-self:auto;margin:22px 20px 10px;color:#967024}
 .home-specialist .consultation-copy h1{grid-area:2/1;align-self:auto;color:#173b55;text-shadow:none;font-size:32px;line-height:1.12;letter-spacing:-1px;margin:0 20px 22px}
 .home-specialist .consultation-copy h1 em{color:#a57424}
 .home-specialist .consultation-photo{grid-area:3/1;height:330px;min-height:330px}
 .home-specialist .portrait-with-doodles>img{padding:10px 54px 6px}
 .home-specialist .doodle-house{top:7%;width:58px}
 .home-specialist .doodle-euro{top:8%;width:46px}
 .home-specialist .doodle-percent{bottom:9%;width:53px}
 .home-specialist .doodle-family{bottom:9%;width:66px}
 .home-specialist .consultation-invite{grid-row:4;margin-top:22px}
 .home-specialist .consultation-promise{grid-row:5}
 .home-specialist .outcomes-label{grid-row:6}
 .home-specialist .consultation-outcomes{grid-row:7}
 .home-specialist .consultation-actions{grid-row:8;margin-top:22px}
 .home-specialist .home-zins{padding:23px 21px;gap:17px;margin-bottom:32px;align-items:flex-start}
 .home-specialist .home-zins>div:nth-child(2){min-width:0;flex-basis:calc(100% - 90px)}
 .home-specialist .home-zins>.btn{width:100%}
 .home-specialist .home-zins .zins-symbol{width:60px;flex-shrink:0}
 .home-support{grid-template-columns:1fr;gap:18px;margin-bottom:32px}
 .home-support>div{padding:24px 21px}
 .view .home-support h2{font-size:24px!important}
 .view .home-support p{font-size:15px!important}
 .home-support .btn{width:100%}
 .support-person-heading>img{width:70px;height:70px}
 .home-specialist .consultation-calculator{margin-bottom:32px}
}
@media(max-width:360px){.home-specialist .consultation-copy h1{font-size:29px}.support-person-heading{gap:10px}.support-person-heading>img{width:54px;height:54px}.view .home-support h2{font-size:22px!important}}

/* One mortgage landing page replaces Home plus the duplicate mortgage page. */
.home-specialist>.product-funnel{margin:34px 0 36px;scroll-margin-top:28px}
.home-specialist>.mortgage-tools{margin:0 0 42px;scroll-margin-top:28px}
.home-specialist .home-support{grid-template-columns:1fr}
.home-specialist .support-personal>p{max-width:790px}
.home-specialist .support-personal>.btn{margin-top:0}
@media(max-width:850px){.home-specialist>.product-funnel{margin:28px 0 32px}.home-specialist>.mortgage-tools{margin-bottom:32px}}

/* Contact follows the personal portrait-led landing page, with a direct form. */
.contact-hero{display:grid;grid-template-columns:1.12fr 1fr;border:1px solid #dce6ed;border-radius:24px;overflow:hidden;background:radial-gradient(ellipse at 0 0,#e5f1fa,transparent 70%),linear-gradient(130deg,#f3f8fc,#fff 75%);margin-bottom:30px}
.contact-form-copy{padding:32px 30px}
.contact-form-copy>.eyebrow{margin-bottom:17px}
.view .contact-form-copy h1{font-size:clamp(32px,3vw,43px);line-height:1.13;letter-spacing:-1.35px;margin-bottom:18px}
.contact-form-copy h1 em{font-style:normal;color:#a57424}
.view .contact-form-copy>p{font-size:15px!important;margin-bottom:24px}
.direct-contact-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px 13px}
.direct-contact-grid>label{display:flex;flex-wrap:wrap;gap:5px;align-items:baseline;color:#294e69;font-size:13px;font-weight:600;min-width:0}
.direct-contact-grid .full-field{grid-column:1/-1}
.direct-contact-grid :is(input,select,textarea){display:block;width:100%;min-width:0;border:1px solid #ccdbe5;border-radius:9px;background:#ffffffdf;color:#173b55;padding:10px 11px;line-height:1.45;min-height:44px;font-weight:400}
.direct-contact-grid textarea{resize:vertical;min-height:94px}
.direct-contact-grid :is(input,select,textarea):focus-visible{outline:2px solid #75aacb;outline-offset:2px}
#direct-contact-form .contact-consent{margin:18px 0 10px;align-items:flex-start;font-weight:400}
#direct-contact-form .contact-consent span{font-size:12px;line-height:1.6}
#direct-contact-form .contact-consent input{margin-top:3px;flex-shrink:0}
#direct-contact-form .contact-privacy{margin-bottom:17px}
.view #direct-contact-form .contact-privacy :is(summary,p){font-size:12px!important;line-height:1.7}
.direct-contact-submit{width:100%;margin-top:4px}
.direct-contact-status:empty{display:none}
.view .direct-contact-status{font-size:14px!important;margin:12px 0;color:#8e3b31}
.view .direct-contact-status.is-success{color:#256247;background:#e9f5ed;padding:13px;border-radius:9px}
.contact-adviser{border-left:1px solid #dce6ed;background:linear-gradient(150deg,#e6f1f9,#f4f9fc 70%,#f2f7f2)}
.contact-adviser .consultation-photo{height:480px;min-height:480px;background:transparent}
.contact-adviser .consultation-photo:after{display:none}
.contact-adviser .portrait-with-doodles>img{padding:55px 42px 40px}
.contact-adviser .photo-adviser-name{z-index:4}
.adviser-qualification{display:flex;align-items:flex-start;gap:14px;margin:26px 23px;padding:21px 18px;background:#ffffffcf;border:1px solid #d9e5ec;border-radius:16px}
.qualification-icon{width:37px;height:41px;color:#a57424;flex-shrink:0}
.qualification-icon svg{width:100%;height:100%}
.adviser-qualification>div{min-width:0}
.adviser-qualification .eyebrow{font-size:10px!important;letter-spacing:.8px;margin-bottom:8px}
.view .adviser-qualification h2{font-size:20px!important;line-height:1.35;letter-spacing:-.4px;hyphens:auto;overflow-wrap:anywhere;margin-bottom:5px}
.adviser-qualification strong{color:#294e69;font-size:16px}
.view .adviser-qualification p{font-size:14px!important;line-height:1.65!important;margin:12px 0 0}
.contact-direct-options{display:flex;align-items:center;justify-content:space-between;gap:24px;border:1px solid #dce6ed;border-radius:18px;background:#f7fafc;padding:25px 29px;margin-bottom:30px}
.contact-direct-options>div{display:flex;flex-wrap:wrap;gap:5px 22px;min-width:0;max-width:630px}
.contact-direct-options .eyebrow,.contact-direct-options small{width:100%}
.contact-direct-options a:not(.btn){font-size:16px;font-weight:600;color:#294e69;overflow-wrap:anywhere}
.contact-direct-options>.btn{flex-shrink:0}
@media(max-width:1050px){.contact-form-copy{padding:27px 23px}.adviser-qualification{margin:22px 16px;padding:18px 14px;gap:9px}.view .adviser-qualification h2{font-size:18px!important}.contact-direct-options{flex-wrap:wrap}}
@media(max-width:850px){.contact-hero{grid-template-columns:1fr;border-radius:19px}.contact-form-copy{padding:26px 20px}.view .contact-form-copy h1{font-size:32px;letter-spacing:-1px}.direct-contact-grid{gap:14px 12px}.contact-adviser{border-left:0;border-top:1px solid #dce6ed}.contact-adviser .consultation-photo{height:350px;min-height:350px}.contact-adviser .portrait-with-doodles>img{padding:15px 50px 8px}.contact-adviser .doodle-house{width:60px;top:8%}.contact-adviser .doodle-euro{width:48px;top:8%}.contact-adviser .doodle-percent{bottom:8%}.contact-adviser .doodle-family{bottom:8%}.adviser-qualification{margin:21px 20px;padding:20px 16px}.view .adviser-qualification h2{font-size:20px!important}.contact-direct-options{padding:23px 20px;gap:19px}.contact-direct-options>.btn{width:100%}.contact-direct-options a:not(.btn){font-size:15px}}
@media(max-width:420px){.direct-contact-grid{grid-template-columns:1fr}.direct-contact-grid .full-field{grid-column:auto}.contact-adviser .portrait-with-doodles>img{padding-left:45px;padding-right:45px}}

/* A cleaner page top; the partnership mark lives with the sidebar branding. */
@media(min-width:851px){main{padding-top:24px}}
.brand-cooperation{display:flex;align-items:center;gap:10px}
.brand-cooperation .sidebar-cooperation-symbol{font-size:31px;line-height:1;color:#d4b36c;flex-shrink:0}
.brand-cooperation>div{min-width:0}
.brand-cooperation>div>span,.brand-cooperation>div>strong{display:block}

/* Keep the contact portrait clear of its four corner illustrations. */
.contact-adviser .portrait-with-doodles>img{inset:auto;left:50%;top:calc((100% - 86px)/2);width:58%;max-width:250px;height:auto;max-height:none;padding:0;transform:translate(-50%,-50%);object-fit:contain}
.contact-adviser .doodle-house{width:76px;left:6%;top:7%}
.contact-adviser .doodle-euro{width:60px;right:6%;top:8%}
.contact-adviser .doodle-percent{width:70px;left:6%;bottom:6%}
.contact-adviser .doodle-family{width:86px;right:6%;bottom:6%}
@media(max-width:850px){.contact-adviser .portrait-with-doodles>img{top:calc((100% - 76px)/2);width:55%;max-width:215px;padding:0}.contact-adviser .doodle-house{width:58px;top:6%}.contact-adviser .doodle-euro{width:45px;top:7%}.contact-adviser .doodle-percent{width:52px;bottom:5%}.contact-adviser .doodle-family{width:66px;bottom:5%}}

/* Family-at-home photograph with a calm translucent cooperation panel. */
.home-specialist .cooperation-strip.logo-cooperation{position:relative;isolation:isolate;overflow:hidden;border-radius:24px;padding:38px;min-height:410px;background:linear-gradient(100deg,#173e5559,#173e5512 68%),url('einzug-familie.webp') center 46%/cover no-repeat;box-shadow:0 10px 30px #173e5510;text-align:left}
.cooperation-content{width:62%;max-width:600px;padding:29px 30px 25px;border:1px solid #ffffffe6;border-radius:17px;background:linear-gradient(130deg,#ffffffed,#f4f9fce0);box-shadow:0 10px 30px #0d2d451a;backdrop-filter:blur(6px)}
.cooperation-content>.eyebrow{color:#96702b;margin-bottom:12px}
.view .cooperation-content>h2{font-size:30px!important;line-height:1.25;letter-spacing:-.7px;margin:0 0 18px;color:#173b55}
.cooperation-content .cooperation-logo-row{grid-template-columns:minmax(0,1fr) 38px minmax(0,1fr);gap:10px;margin:18px 0 20px;max-width:none}
.view .cooperation-content>p{font-size:14px!important;line-height:1.7!important;color:#3f6075;margin:0;max-width:none}
@media(max-width:1100px) and (min-width:851px){.home-specialist .cooperation-strip.logo-cooperation{padding:28px}.cooperation-content{width:68%;padding:25px}.view .cooperation-content>h2{font-size:28px!important}}
@media(max-width:850px){.home-specialist .cooperation-strip.logo-cooperation{padding:180px 16px 18px;border-radius:19px;min-height:0;background:linear-gradient(180deg,#102f4d00 90px,#173e5520 180px,#173e5573 100%),url('einzug-familie.webp') center top/auto 100% no-repeat}.cooperation-content{width:100%;max-width:none;padding:24px 20px 23px;background:linear-gradient(135deg,#fffffff5,#f5f9fcf0);border-radius:13px}.view .cooperation-content>h2{font-size:27px!important}.cooperation-content .cooperation-logo-row{margin:17px 0 19px}.view .cooperation-content>p{font-size:14px!important}}
@media(prefers-reduced-transparency:reduce){.cooperation-content{background:#f6f9fc;backdrop-filter:none}}

/* Sparse house-to-financing-to-key chapter drawings, with no extra controls. */
.journey-section{position:relative;isolation:isolate}
.journey-scene{position:absolute;pointer-events:none;z-index:-1;opacity:.1;width:128px;height:128px;right:18px;top:0;transform:rotate(7deg)}
.journey-plan{right:12px;top:0;transform:rotate(-8deg)}
.journey-coins{right:26px;top:24px;opacity:.07;transform:rotate(7deg)}
.home-support>.journey-key{right:35px;top:35px;z-index:1;width:145px;height:145px;opacity:.075;transform:rotate(-8deg)}
.home-support .support-personal{position:relative}
.home-support .support-personal>p{padding-right:70px}
@media(max-width:850px){.journey-scene{width:76px;height:76px;right:4px;top:2px;opacity:.075}.journey-coins{right:15px;top:18px}.home-support>.journey-key{right:16px;top:35px;width:92px;height:92px;opacity:.06}.home-support .support-personal>p{padding-right:0}}

/* A calmer contact journey: the person, a form, then four focused answers. */
.contact-about{display:grid;grid-template-columns:1.25fr .8fr;align-items:center;gap:38px;padding:35px 34px;border:1px solid #dce7ed;border-radius:24px;background:linear-gradient(125deg,#edf5fb,#fff 67%,#f3f8f5);margin-bottom:40px;scroll-margin-top:24px}
.contact-about-copy>.eyebrow{margin-bottom:14px}
.view .contact-about h1{font-size:clamp(30px,3vw,42px);line-height:1.15;letter-spacing:-1.3px;margin-bottom:20px}
.contact-about h1 em{font-style:normal;color:#a57424}
.contact-license{display:inline-flex;align-items:center;gap:10px;background:#102f4d;color:#fff;border-radius:10px;padding:11px 14px;margin-bottom:21px;max-width:100%}
.contact-license>svg{width:27px;height:32px;color:#e3c585}
.contact-license strong{display:block;font-size:15px;line-height:1.4;overflow-wrap:anywhere}
.view .contact-license small{display:block;color:#e2c784;font-size:15px!important;font-weight:650;line-height:1.5!important}
.view .contact-about-copy>p{font-size:15px!important;line-height:1.75!important;margin-bottom:16px}
.contact-about-copy>.btn{margin-top:6px}
.contact-about-portrait{align-self:center;text-align:center}
.contact-about-portrait>img{width:100%;max-width:315px;margin:0 auto 21px;height:auto}
.contact-about-portrait>span{display:block;color:#537083;font-size:16px;line-height:1.6}
.contact-about-portrait strong{display:block;font-size:22px;color:#173b55}
.contact-form-section{max-width:800px;margin:0 auto 43px;padding:29px 31px;border:1px solid #dce7ed;border-radius:21px;background:#f7fafc;scroll-margin-top:24px}
.contact-form-section .section-heading{margin-bottom:24px}
.contact-form-section .section-heading p{margin-bottom:0}
.contact-simple-links{display:flex;flex-wrap:wrap;gap:8px 22px;border-top:1px solid #dce7ed;padding-top:18px;margin-top:22px}
.contact-simple-links>a{color:#365e79;font-size:14px;overflow-wrap:anywhere}
.contact-faq{max-width:900px;margin:0 auto 20px}
.contact-faq .section-heading{margin-bottom:21px}
.view .contact-faq .faq summary{font-size:16px;line-height:1.6}
.view .contact-faq .faq p{font-size:15px!important;line-height:1.75!important}
@media(max-width:1100px){.contact-about{gap:25px;padding:30px 27px;grid-template-columns:1.2fr .75fr}.contact-license strong{font-size:14px}}
@media(max-width:850px){.contact-about{grid-template-columns:1fr;gap:26px;padding:26px 21px;margin-bottom:30px}.view .contact-about h1{font-size:32px}.contact-about-portrait{grid-row:1}.contact-about-portrait>img{max-width:190px;margin-bottom:12px}.contact-about-portrait>span{font-size:14px}.contact-about-portrait strong{font-size:19px}.contact-license{padding:10px 11px}.contact-license strong{font-size:14px}.view .contact-license small{font-size:15px!important}.contact-form-section{padding:25px 20px;border-radius:18px;margin-bottom:32px}.view .contact-faq .faq summary{font-size:15px}.contact-simple-links{flex-direction:column;gap:10px}}

/* Give the mobile headline breathing room beneath the rounded card edge. */
@media(max-width:850px){.home-specialist .consultation-hero{padding-top:24px}}

/* House dream plus an untouched personal portrait; earlier appointment action. */
.home-specialist .consultation-copy{padding:30px}
.home-specialist .consultation-copy h1{font-size:clamp(34px,3vw,43px);line-height:1.12;letter-spacing:-1.3px;margin-bottom:20px}
.home-specialist .consultation-invite{padding-bottom:18px}
.home-specialist .consultation-actions{margin:0 0 23px}
.home-specialist .consultation-actions>.btn{max-width:none;width:100%;min-height:46px}
.home-specialist .consultation-promise{margin-bottom:22px}
.home-specialist .consultation-promise>span{min-height:61px}
.home-specialist .consultation-outcomes{margin-bottom:0;gap:11px}
.home-specialist .hero-house-composition{min-height:580px;background:linear-gradient(160deg,#e8f2fa,#f9fbfd)}
.hero-house-scene{position:absolute;inset:0 0 auto;height:69%;background:linear-gradient(180deg,transparent 65%,#eef5fa 100%),url('hero-house-route-v3.webp') center center/cover no-repeat}
.home-specialist .hero-house-composition>img{position:absolute;inset:auto;left:26px;bottom:108px;top:auto;width:48%;max-width:235px;height:auto;padding:0;border:5px solid #fff;border-radius:50%;object-fit:contain;box-shadow:0 12px 32px #183b5526;transform:rotate(-3deg)}
.hero-house-composition .photo-adviser-name{min-height:86px}
@media(max-width:1100px) and (min-width:851px){.home-specialist .consultation-copy{padding:27px 24px}.home-specialist .consultation-copy h1{font-size:36px}.home-specialist .hero-house-composition>img{left:20px;bottom:108px;max-width:210px}}
@media(max-width:850px){
 .home-specialist .consultation-hero{grid-template-rows:auto auto 300px auto auto auto auto auto;padding-top:24px}
 .home-specialist .consultation-copy h1{grid-row:2;margin:0 20px 22px;font-size:31px;line-height:1.13}
 .home-specialist .hero-house-composition{grid-area:3/1;height:300px;min-height:300px}
 .hero-house-scene{height:calc(100% - 76px);background-position:center 43%}
 .home-specialist .hero-house-composition>img{width:117px;max-width:32%;left:17px;bottom:88px;border-width:3px;box-shadow:0 6px 18px #183b5526}
 .hero-house-composition .photo-adviser-name{min-height:76px}
 .home-specialist .consultation-invite{grid-row:4;margin-top:20px;padding-bottom:16px}
 .home-specialist .consultation-actions{grid-row:5;margin:0 19px 21px;max-width:none}
 .home-specialist .consultation-promise{grid-row:6;margin-bottom:22px}
 .home-specialist .outcomes-label{grid-row:7}
 .home-specialist .consultation-outcomes{grid-row:8;margin-bottom:23px}
 .home-specialist .consultation-actions>.btn{min-height:48px}
}
@media(max-width:360px){.home-specialist .consultation-copy h1{font-size:29px}.home-specialist .hero-house-composition>img{width:105px}}

/* The family returns beside the real adviser portrait, clear of the house. */
.hero-house-scene{max-height:420px}
.hero-family-scene{position:absolute;width:120px;height:100px;right:30px;bottom:137px;z-index:2;transform:rotate(4deg)}
@media(max-width:1100px) and (min-width:851px){.hero-family-scene{width:106px;height:89px;right:24px;bottom:143px}}
@media(max-width:850px){.hero-family-scene{width:66px;height:55px;right:18px;bottom:92px}}



/* Airy blue-white background with a warm gold glow behind the headline. */
.home-specialist .consultation-hero{background:radial-gradient(ellipse at 0% 0%,#b9daef 0,transparent 48%),radial-gradient(ellipse at 46% 2%,#f5dfb58c 0,transparent 38%),linear-gradient(135deg,#edf6fc 10%,#fff 64%,#f0f7f4)}
.hero-headline-line{display:block}
@media(max-width:850px){.home-specialist #credit-title{font-size:clamp(20px,6.4vw,32px);line-height:1.17;letter-spacing:-.65px}.home-specialist #credit-title .hero-headline-line{white-space:nowrap}}

/* The personal introduction echoes the hero gradient with quieter colors. */
.contact-personal-first .contact-about{background:radial-gradient(ellipse at 0% 0%,#d1e6f4 0,transparent 51%),radial-gradient(ellipse at 85% 5%,#f5e7ca8c 0,transparent 41%),linear-gradient(130deg,#f0f7fc 8%,#fff 64%,#f3f8f5)}